Oldham County property record for 14103 Rivercrest Dr, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Lot Size | 7.42 acres (323,607 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Apr 2018) |
| Tax Bill | $29,579 (2025) |
| Deeds & Mortgages | May 2019 Construction Loan Apr 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00-00-3A |
| Primary APN | 01-00-00-3A |
|---|---|
| Alternative APN |
|
| Lot Area | 323,607 sqft (7.42 acres) |
|---|
| Account Number | 59200 |
|---|---|
| Street Address | 14103 RIVERCREST DR |
| City | PROSPECT |
| State | KY |
| Zip | 40059-7164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 7.429AC |
| Legal Subdivision | NW |
| Legal Lot Number | 3A |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 30801 |
Source: Oldham County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 500 W JEFFERSON ST, 2100, LOUISVILLE, KY 40202-2812 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2019 | Deed of Trust, Mortgage · Construction Mortgage ECLIPSE BANK INC |
| Apr 2, 2018 | Special Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2018 · Amount on Record |
| Deed Sale | Apr 2, 2018 · Amount on Record |
| Deed Document Number | 2018537176 |
| Deed Book / Page | 1187 / 506 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 14103 RIVERCREST DR, PROSPECT, KY 40059-7164 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | M2349/0638 |
|---|---|
| Date | May 31, 2019 |
| Book Page | M2349/0638 |
| Instrument | 552395 |
| Name | ECLIPSE BANK INC |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40207 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | May 17, 2021 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Apr 2, 2018 |
| Property Address | 14103 RIVERCREST DR, PROSPECT, KY 40059-7164 |
| Document Number | D1187/0506 |
| Book / Page | D1187 / 0506 |
| Map Reference | MB397 PG250 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 537176 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13935 HARBOUR PL, PROSPECT, KY 40059-9035 |
| Name | Verified Name |
|---|---|
| Address | 500 W JEFFERSON ST STE 2100, 2100, LOUISVILLE, KY 40202-2812 |
| Investor | Possibly a Property Investor |
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,579.00 (+160.54%) | $2,400,000 (+162.3%) Land $390,000 Building $2,010,000 | $2,400,000 (+162.3%) Land $390,000 Building $2,010,000 |
| 2023 | $11,353.00 | $915,000 Land $390,000 Building $525,000 | $915,000 Land $390,000 Building $525,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 93 policies |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 776 (1978–2025) |
| Claims Outside the SFHA | 47 of 776 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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