Hamilton County property record for 14103 Nicholas Dr, Carmel, IN 46074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,539 sqft · built 2003 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (May 2017) |
| Tax Bill | $5,853 (2024) |
| Deeds & Mortgages | Jan 2021 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-21-005-001.000-018 |
| Primary APN | 29-09-21-005-001.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,539 sqft Living Area |
| 1st Floor Area | 1,414 sqft |
| 2nd Floor Area | 1,125 sqft |
| Basement Area | 1,414 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.339 acres) |
| Lot Dimensions | 175 ft deep x 99 ft wide |
| Garage Type | Attached |
| Garage Area | 452 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709210005001000 |
|---|---|
| Street Address | 14103 NICHOLAS DR |
| City | CARMEL |
| State | IN |
| Zip | 46074-9096 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .34, SECTION 21, TOWNSHIP 18, RANGE 3, SADDLE CREEK, SECTION 5, LOT 128, IRREGULAR SHAPE |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 21 |
| Legal Subdivision | SADDLE CREEK SECTION 5 |
| Legal Block | 5 |
| Legal Lot Number | 128 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 110909 |
14103 Nicholas Dr is owned and occupied by an individual who acquired it in April 2020.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 14103 NICHOLAS DR, CARMEL, IN 46074-9096 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Apr 2, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| May 23, 2017 | Trustee's Deed, Foreclosure · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| May 23, 2017 | Warranty Deed, Transfer STEWART TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2017 · Amount on File |
| Deed Sale | May 23, 2017 · Amount on File |
| Prior Sale | May 23, 2017 · Amount on File |
| Deed Document Number | 0000023318 |
| Last Transfer Date | Apr 2, 2020 |
| Transfer Doc | 2020017646 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 14103 NICHOLAS DR, CARMEL, IN 46074-9096 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002664 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 2021002664 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 318 Months |
| Due | Jul 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Apr 2, 2020 |
| Property Address | 14103 NICHOLAS DR, CARMEL, IN 46074-9096 |
| Document Number | 2020017646 |
| Map Reference | DOC NO 9750987-98048 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 2020017646 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14103 NICHOLAS DR, CARMEL, IN 46074-9096 |
| Document Number | 2020017647 |
|---|---|
| Date | Apr 2, 2020 |
| Instrument | 2020017647 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 326 Months |
| Due | Jun 1, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | May 23, 2017 |
| Property Address | 14103 NICHOLAS DR, CARMEL, IN 46074-9096 |
| Document Number | 2017023319 |
| Map Reference | CAB2 SL51 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 2017023319 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 14103 NICHOLAS DR, CARMEL, IN 46074-9096 |
| Document Number | 2017023320 |
|---|---|
| Date | May 23, 2017 |
| Instrument | 2017023320 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | May 23, 2017 |
| Property Address | 14103 NICHOLAS DR, CARMEL, IN 46074-9096 |
| Document Number | 0000023318 |
| Instrument Date | Feb 4, 2017 |
| Instrument | 23318 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 30000 MILL CREEK AVE ALPHARETTA GA 300221584, ALPHARETTA, GA 30022-1584 |
| Investor | Possibly a Property Investor |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $538,800 (+4.26%) Land $129,400 Building $409,400 | $538,800 (+4.26%) Land $129,400 Building $409,400 | |
| 2024 | $5,853.00 (+15.08%) | $516,800 (+10.31%) Land $129,400 Building $387,400 | $516,800 (+10.31%) Land $129,400 Building $387,400 |
| 2023 | $5,086.00 (+11.39%) Homeowner's exemption | $468,500 (+16.63%) Land $65,100 Building $403,400 | $468,500 (+16.63%) Land $65,100 Building $403,400 |
| 2022 | $4,566.00 Homeowner's exemption | $401,700 Land $65,100 Building $336,600 | $401,700 Land $65,100 Building $336,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14103 Nicholas Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14103 Nicholas Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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