14103 E 40th Ln, Veradale, WA 99037 Property Records

Spokane County property record for 14103 E 40th Ln, Veradale, WA 99037

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 4,128 sqft · built 1996
Lot Size	0.696 acres (30,309 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Feb 2009)
Tax Bill	$9,274 (2026)
Deeds & Mortgages	May 2021 Line of Credit Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45353.1323`

Property Details

APN / Parcel Number

Primary APN	`45353.1323`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,128 sqft Living Area
Gross Area	5,753 sqft
1st Floor Area	2,928 sqft
2nd Floor Area	400 sqft
Basement Area	1,590 sqft
Finished Basement	800 sqft
Unfinished Basement	790 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	30,309 sqft (0.696 acres)
Garage Type	Attached
Garage Area	835 sqft
Parking Spaces	3 Parking Spaces
Pool Area	512 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14103 E 40TH LN
City	VERADALE
State	WA
Zip	99037-8227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	BELLE TERRE 3RD ADD LT 23 BLK 1
Legal Range	44E
Legal Township	25N
Legal Section	35
Legal Subdivision	BELLE TERRE 3RD ADD
Legal Block	1
Legal Lot Number	23
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1013
Census Tract	12402

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14103 E 40TH LN, VERADALE, WA 99037-8227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Jul 26, 2021	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Jun 1, 2022	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2009 · Amount on Record
Deed Sale	Feb 23, 2009 · Amount on Record
Prior Sale	Dec 17, 2001
Deed Document Number	20095761484
Prior Transfer Date	Sep 19, 2007
Prior Transfer Doc	0005594716
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	14103 E 40TH LN, VERADALE, WA 99037-8227
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007077795
Date	May 21, 2021
Instrument	7077795

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	14103 E 40TH LN, VERADALE, WA 99037-8227
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14103 E 40TH LN, VERADALE, WA 99037-8227

Mortgage

Document Number	0007105257
Date	Jul 26, 2021
Instrument	7105257

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99204

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	14103 E 40TH LN, VERADALE, WA 99037-8227
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14103 E 40TH LN, VERADALE, WA 99037-8227

Mortgage

Document Number	0007211927
Date	Jun 1, 2022
Instrument	7211927

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99204

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,274.00 (+5.04%)	$875,400 (+2.73%) Land $135,000 Building $740,400	$875,400 (+2.73%) Land $135,000 Building $740,400
2025	$8,829.00 (+8.79%)
2024		$852,100 (+26.74%) Land $100,000 Building $752,100	$852,100 (+26.74%) Land $100,000 Building $752,100
2023	$8,116.00 (+2.46%)	$672,340 Land $65,840 Building $606,500	$672,340 Land $65,840 Building $606,500
2022	$7,921.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 70% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERA WATER & POWER serves 24,692 people · EPA ID WA5391450
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	21 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E 40th Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures