14101 Waters Edge Cir, Midlothian, VA 23112 Property Records

Chesterfield County property record for 14101 Waters Edge Cir, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,345 sqft · built 1989
Lot Size	0.467 acres (20,343 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (Nov 2025)
Tax Bill	$10,281 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`723-67-53-88-200-000`

Property Details

APN / Parcel Number

Primary APN	`723-67-53-88-200-000`
Alternative APNs	`061100200000018` `395846001` `497167000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,345 sqft Finished Area
1st Floor Area	989 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,343 sqft (0.467 acres)
View / Lot	Waterfront
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	21 sqft
Deck Area	48 sqft
Patio Area	668 sqft
Balcony Area	61 sqft
Gazebo	90 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	497167000
Street Address	14101 WATERS EDGE CIR
City	MIDLOTHIAN
State	VA
Zip	23112-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	WATERS EDGE L 18
Legal Subdivision	WATERS EDGE
Legal Lot Number	18
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3012
Census Tract	101007

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14101 WATERS EDGE CIR, MIDLOTHIAN, VA 23112-2422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 30, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK
May 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2025 · Amount on Record
Deed Sale	Nov 6, 2025 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	202538190
Deed Book / Page	15059 / 22
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	14101 WATERS EDGE CIR, MIDLOTHIAN, VA 23112-2422
Document Number	130191
Instrument Date	Oct 6, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14101 WATERS EDGE CIR MIDLOTHIAN VA 231122422, MIDLOTHIAN, VA 23112-2422

Mortgage

Document Number	130191
Date	Oct 19, 2020
Book Page	013019/000001
Instrument	55541

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	14101 WATERS EDGE CIR, MIDLOTHIAN, VA 23112-2422
Document Number	12589454
Instrument Date	Jan 4, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14101 WATERS EDGE CIR MIDLOTHIAN VA 231122422, MIDLOTHIAN, VA 23112-2422

Mortgage

Document Number	12589454
Date	Jan 9, 2020
Book Page	012589/000454
Instrument	1066

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2050

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 30, 2018
Property Address	14101 WATERS EDGE CIR, MIDLOTHIAN, VA 23112-2422
Document Number	11963582
Book / Page	011963 / 000582
Instrument Date	Apr 24, 2018
Instrument	15155
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14101 WATERS EDGE CIR MIDLOTHIAN VA 231122422, MIDLOTHIAN, VA 23112-2422

Mortgage

Document Number	11963586
Date	Apr 30, 2018
Book Page	011963/000586
Instrument	15156

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	14101 WATERS EDGE CIR, MIDLOTHIAN, VA 23112-2422
Document Number	11626615
Book / Page	011626 / 000615
Instrument Date	May 16, 2017
Transaction Type	Mortgage
Record Updated	May 24, 2017
Title Company	RGS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14101 WATERS EDGE CIR MIDLOTHIAN VA 231122422, MIDLOTHIAN, VA 23112-2422

Mortgage

Document Number	11626615
Date	May 19, 2017
Book Page	011626/000615
Instrument	19684

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 18, 2032

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,281.00 (+31.67%)	$1,152,400 (+31.76%) Land $235,000 Building $917,400	$1,152,400 (+31.76%) Land $235,000 Building $917,400
2025	$7,808.00 (+2.63%)	$874,600 (+4.96%) Land $235,000 Building $639,600	$874,600 (+4.96%) Land $235,000 Building $639,600
2023	$7,608.00	$833,300 Land $233,000 Building $600,300	$833,300 Land $233,000 Building $600,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

14101 Waters Edge Cir, Midlothian, VA 23112 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Waters Edge Cir

Nearby Streets

Search Property Records by Address or Parcel Number