Montgomery County property record for 14101 Saddle River Dr, North Potomac, MD 20878
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,602 sqft · built 1988 |
| Lot Size | 0.332 acres (14,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $790,000 (Feb 2020) |
| Tax Bill | $10,786 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-02659547 |
| Primary APN | 06-02659547 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,602 sqft Living Area |
| Gross Area | 4,042 sqft |
| 1st Floor Area | 1,336 sqft |
| Basement Area | 970 sqft |
| Finished Basement | 970 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,480 sqft (0.332 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
| Deck Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02659547 |
|---|---|
| Street Address | 14101 SADDLE RIVER DR |
| City | NORTH POTOMAC |
| State | MD |
| Zip | 20878-4273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | DUFIEF MILL ESTATES |
| Legal Subdivision | DUFIEF MILL ESTS |
| Legal Block | E |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 700606 |
14101 Saddle River Dr is owned and occupied by two individuals who bought it in February 2020.
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14101 SADDLE RIVER DR, NORTH POTOMAC, MD 20878-4273 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Feb 4, 2020 | Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2020 · Amount on File |
| Deed Sale | Feb 4, 2020 · Amount on File |
| Prior Sale | Aug 5, 1992 · Amount on File |
| Deed Book / Page | 58979 / 170 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 14101 SADDLE RIVER DR, NORTH POTOMAC, MD 20878-4273 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 14101 SADDLE RIVER DR, NORTH POTOMAC, MD 20878-4273 |
| Document Number | 0622930199 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 62293/199 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Feb 4, 2020 |
| Property Address | 14101 SADDLE RIVER DR, NORTH POTOMAC, MD 20878-4273 |
| Document Number | 0589790170 |
| Book / Page | 58979 / 170 |
| Map Reference | MB 140 PL 16108 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | GPN TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14101 SADDLE RIVER DR, NORTH POTOMAC, MD 20878-4273 |
| Document Number | 58979178 |
|---|---|
| Date | Feb 4, 2020 |
| Instrument | 58979/178 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 14101 Saddle River Dr was $10,786.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,007,967 (+6.75%) | $1,071,700 (-) Land $366,400 Building $705,300 | |
| 2025 | $10,786.00 | $944,233 | $1,071,700 Land $366,400 Building $705,300 |
| 2023 | $806,500 | $880,500 Land $349,000 Building $531,500 | |
| 2022 | $7,768.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14101 Saddle River Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14101 Saddle River Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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