14101 N Emma Dr, Liberty, MO 64068 Property Records

Clay County property record for 14101 N Emma Dr, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,742 sqft · built 1999
Lot Size	4.36 acres (190,357 sqft)
Owner	2 Individual Names on File
Last Sale	$316,000 (Sep 2018)
Tax Bill	$4,323 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Aug 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`10-302-00-02-019.00`

Property Details

APN / Parcel Number

Primary APN	`10-302-00-02-019.00`
Alternative APNs	`1030200020190001` `299110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	2,742 sqft Living Area
Gross Area	4,193 sqft
1st Floor Area	1,958 sqft
Basement Area	631 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	190,357 sqft
Lot Dimensions	606 ft deep x 227 ft wide
Garage Type	Attached
Garage Area	796 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Wood Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	14101 N EMMA DR
City	LIBERTY
State	MO
Zip	64068-7139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND HILLS 3RD PLAT LT 23
Legal Range	32W
Legal Township	52N
Legal Section	01
Legal Subdivision	GRAND HILLS 3RD
Legal Lot Number	23
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2010
Census Tract	21810

Owner

14101 N Emma Dr is owned and occupied by two individuals who bought it in September 2018.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14101 N EMMA DR, LIBERTY, MO 64068-7139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Aug 2, 2018	Loan Modification, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2018 · Amount on File
Deed Sale	Sep 25, 2018 · Amount on File
Prior Sale	Mar 29, 1999 · Amount on File
Deed Document Number	201831336
Deed Book / Page	8286 / 154
Record Updated	Sep 20, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Sep 25, 2018
Property Address	14101 N EMMA DR, LIBERTY, MO 64068-7139
Document Number	0000031336
Book / Page	008286 / 000154
Instrument Date	Sep 20, 2018
Instrument	31336
Transaction Type	Transfer
Record Updated	Oct 2, 2018
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14101 N EMMA DR LIBERTY MO 640687139, LIBERTY, MO 64068-7139

Mortgage

Document Number	31344
Date	Sep 25, 2018
Book Page	008286/000162
Instrument	31344

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2048

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MO
Property Address	14101 N EMMA DR, LIBERTY, MO 64068-7139
Document Number	0000030972
Instrument Date	Aug 2, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14101 N EMMA DR LIBERTY MO 640687139, LIBERTY, MO 64068-7139

Mortgage

Document Number	0000030972
Date	Sep 21, 2018
Book Page	008284/000198
Instrument	30972

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 14101 N Emma Dr was $4,323.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,323.00	$71,570	$376,684
2023	$4,192.00	$66,520	$350,105
2019	$3,811.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14101 N Emma Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14101 N Emma Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000

May also be available: Wisper ISP.

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