14101 N Co Rd 450 E, Albany, IN 47320 Property Records

Delaware County property record for 14101 N Co Rd 450 E, Albany, IN 47320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,048 sqft · built 2003
Lot Size	4.09 acres (178,422 sqft)
Owner	Company Name on Record
Tax Bill	$5,618 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2012 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-04-32-100-020.000-018`

Property Details

APN / Parcel Number

Primary APN	`18-04-32-100-020.000-018`
Alternative APN	`0432100020000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,048 sqft Living Area
1st Floor Area	3,048 sqft
Basement Area	2,285 sqft
Unfinished Basement	2,284 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Brick
Roof Material	Asphalt
Lot Area	178,422 sqft (4.09 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	940 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Solar

Location & Zoning

Account Number	04 32 100 020 000
Street Address	14101 N COUNTY ROAD 450 E
City	ALBANY
State	IN
Zip	47320-9612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E HLF NW QTR 4.0960ACRES STR: 322211 SECTION: PLAT: IN: --------- OUT: -
Jurisdiction	DELAWARE IN
Township / Civil Division	NILES
Census Block Group	2
Census Block	2012
Census Tract	2700

Owner

Source: Delaware County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14101 N COUNTY ROAD 450 E, ALBANY, IN 47320-9612
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Apr 12, 2012	Deed of Trust, Mortgage · Conventional Mortgage STAR FINANCIAL BANK
May 5, 2006	Deed of Trust, Mortgage · ARM AMERICAS WHOLESALE LENDER

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	14101 N COUNTY ROAD 450 E, ALBANY, IN 47320-9612
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R14489
Date	Oct 31, 2019
Instrument	2019R14489

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

Interest

Rate Type	Adjustable Rate

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	14101 N COUNTY ROAD 450 E, ALBANY, IN 47320-9612
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	YOUNG'S TITLE, YOUNGS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012R04284
Date	Apr 12, 2012
Instrument	2012R04284

Lender

Name	STAR FINANCIAL BANK
Type	Bank
Address	FORT WAYNE, IN 46807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2042

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	14101 N COUNTY ROAD 450 E, ALBANY, IN 47320-9612
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006R09568
Date	May 5, 2006
Instrument	2006R09568

Lender

Name	AMERICAS WHOLESALE LENDER
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	1%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2006
Change Frequency	Monthly
Index	12-Month MTA
Max Rate	9.95%

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Niles Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,618.00 (+7.98%)	$707,900 (+43.3%) Land $30,100 Building $677,800	$707,900 (+43.3%) Land $30,100 Building $677,800
2024	$5,203.00 (+17.4%)
2023	$4,432.00 (+3.33%)	$494,000 (+6.72%) Land $30,100 Building $463,900	$494,000 (+6.72%) Land $30,100 Building $463,900
2022	$4,289.00 (-1.13%)	$462,900 Land $30,100 Building $432,800	$462,900 Land $30,100 Building $432,800
2021	$4,338.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1991–2020)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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