Oldham County property record for 14101 Harbour Pl, Prospect, KY 40059 · Last verified January 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1976 |
| Square Footage | 1,806 sqft Living Area |
| Lot Size | 2,526 sqft (0.057 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $267,500 (2021) |
| Tax Bill | $3,341.00 (2025) |
| Primary APN | 04-02B-02A-117 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,806 sqft Living Area |
| Stories | 3 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Concrete Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,526 sqft (0.057 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 67541 |
|---|---|
| Street Address | 14101 HARBOUR PL |
| City | PROSPECT |
| State | KY |
| Zip | 40059-8003 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | TOWNHOUSE |
| Legal Block | SEC 2A |
| Legal Lot Number | 117 |
| Jurisdiction | OLDHAM KY |
| Minor Civil Division | PEWEE VALLEY |
| Census Blockgroup | 3 |
| Census Block | 3021 |
| Census Tract | 30802 |
Source: Oldham County records · APN 04-02B-02A-117
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14101 HARBOUR PL, PROSPECT, KY 40059-8003 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 08, 2024 | Deed of Trust, Mortgage · Line of Credit CLASS ACT FCU |
| Oct 22, 2021 | Deed, Transfer · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC |
| Feb 13, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PRIMELENDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 22, 2021 · Amount on Record |
| Deed Sale | Oct 22, 2021 · Amount on Record |
| Prior Sale | Feb 13, 2017 · Amount on Record |
| Deed Doc Number | 661749 |
| Deed Book / Page | D1307 / 224 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 14101 HARBOUR PL, PROSPECT, KY 40059-8003 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M2651/995 |
|---|---|
| Date | Mar 08, 2024 |
| Book Page | M2651/995 |
| Instrument | 757195 |
| Name | CLASS ACT FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 07, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Oct 22, 2021 |
| Property Address | 14101 HARBOUR PL, PROSPECT, KY 40059-8003 |
| Document Number | D1307/224 |
| Book / Page | D1307 / 224 |
| Map Reference | MB 3 PG 74 |
| Instrument Date | Oct 08, 2021 |
| Instrument | 661749 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2021 |
| Title Company | LIMESTONE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3021 REFLECTION WAY, 3021, FLOYDS KNOBS, IN 47119-8411 |
| Name | Verified Name |
|---|---|
| Address | 14101 HARBOUR PL, PROSPECT, KY 40059-8003 |
| Document Number | 661752 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 661752 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Feb 13, 2017 |
| Property Address | 14101 HARBOUR PL, PROSPECT, KY 40059-8003 |
| Document Number | D1154/193 |
| Book / Page | D1154 / 193 |
| Map Reference | MB3 PG63 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 521146 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7000 W HIGHWAY 42, 7000, GOSHEN, KY 40026-8798 |
| Name | Verified Name |
|---|---|
| Address | 14101 HARBOUR PL, PROSPECT, KY 40059-8003 |
| Document Number | 521147 |
|---|---|
| Date | Feb 13, 2017 |
| Instrument | 521147 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,341.00 (-0.39%) | $267,500 (-) Land $40,000 Building $227,500 | $267,500 (-) Land $40,000 Building $227,500 |
| 2023 | $3,354.00 | $267,500 Land $40,000 Building $227,500 | $267,500 Land $40,000 Building $227,500 |
Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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