14101 Cardigan Ave, Bakersfield, CA 93314 Property Records

Kern County property record for 14101 Cardigan Ave, Bakersfield, CA 93314

Property Summary

Property Type	Single Family Home
Details	2,140 sqft · built 1990
Lot Size	0.334 acres (14,535 sqft)
Owner	Individual Name on Record
Tax Bill	$4,657 (2025)
Deeds & Mortgages	Feb 2026 Transfer Feb 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`495-203-10-00-6`

Property Details

APN / Parcel Number

Primary APN	`495-203-10-00-6`
Alternative APNs	`495-203-10-1` `4952031000` `49520310`

Interior

Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,140 sqft Living Area
Gross Area	3,115 sqft
1st Floor Area	2,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	14,535 sqft (0.334 acres)
Garage Type	Attached
Garage Area	705 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	105 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	495203101
Street Address	14101 CARDIGAN AVE
City	BAKERSFIELD
State	CA
Zip	93314-8999
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	TRACT 4926 , BLOCK B , LOT 60P5
Legal Subdivision	TRACT 4926 B
Legal Tract	4926
Legal Block	B
Legal Lot Number	60
Jurisdiction	KERN CA
Township / Civil Division	ROSEDALE
Census Block Group	3
Census Block	3007
Census Tract	3819

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14101 CARDIGAN AVE, BAKERSFIELD, CA 93314-8999
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Affidavit of Death of Joint Tenant, Transfer
Feb 17, 2026	Intrafamily Transfer, Transfer
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 16, 2026
Transfer Doc	0000017581
Record Updated	Sep 20, 2026

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	KERN CA
Recording Date	Feb 17, 2026
Property Address	14101 CARDIGAN AVE, BAKERSFIELD, CA 93314-8999
Document Number	0000017581
Map Reference	MB 37 PG 48&49
Instrument Date	Feb 12, 2026
Instrument	226017581
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14101 CARDIGAN AVE, BAKERSFIELD, CA 93314-8999

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Feb 17, 2026
Property Address	14101 CARDIGAN AVE, BAKERSFIELD, CA 93314-8999
Document Number	0000017579
Map Reference	MB 37 PG 48
Instrument Date	Feb 12, 2026
Instrument	226017579
Transaction Type	Transfer
Record Updated	Feb 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14101 CARDIGAN AVE, BAKERSFIELD, CA 93314-8999

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	14101 CARDIGAN AVE, BAKERSFIELD, CA 93314-8999
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14101 CARDIGAN AVE, BAKERSFIELD, CA 93314-8999

Mortgage

Document Number	0000242099
Date	Dec 29, 2021
Instrument	221242099

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	14101 CARDIGAN AVE, BAKERSFIELD, CA 93314-8999
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14101 CARDIGAN AVE, BAKERSFIELD, CA 93314-8999

Mortgage

Document Number	0000082338
Date	Apr 30, 2021
Instrument	221082338

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	284 Months
Due	Dec 1, 2044

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Rosedale Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$347,516 (+2%) Land $65,660 Building $281,856
2025	$4,657.00 (+1.64%) Homeowner's exemption	$340,703 (+4.04%) Land $64,373 Building $276,330
2024	$4,582.00 (+2.39%)
2023	$4,475.00 (+2.26%) Homeowner's exemption	$327,474 Land $61,874 Building $265,600
2022	$4,376.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAUGHN WC INC private · serves 37,189 people · EPA ID CA1510029
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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