Chesterfield County property record for 14100 Pensive Pl, Midlothian, VA 23112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,598 sqft · built 1988 |
| Lot Size | 0.726 acres (31,625 sqft) |
| Owner | Individual Name on File |
| Last Sale | $307,000 (Feb 2020) |
| Tax Bill | $4,318 (2026) |
| Deeds & Mortgages | Aug 2026 Transfer Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 728-66-80-18-600-000 |
| Primary APN | 728-66-80-18-600-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,598 sqft Finished Area |
| 1st Floor Area | 599 sqft |
| Basement Area | 540 sqft |
| Finished Basement | 270 sqft |
| Unfinished Basement | 270 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Victorian |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 31,625 sqft (0.726 acres) |
| Garage Type | Mixed |
| Garage Area | 286 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 338 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 411875001 |
|---|---|
| Street Address | 14100 PENSIVE PL |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-1955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 - SING |
| Legal Description | TRIPLE CROWN LOT 67 SEC 1 |
| Legal Subdivision | TRIPLE CROWN |
| Legal Lot Number | 67 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MATOACA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 101011 |
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14100 PENSIVE PL, MIDLOTHIAN, VA 23112-1955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Feb 21, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Feb 24, 2020 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| May 25, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2020 · Amount on File |
| Deed Sale | Feb 24, 2020 · Amount on File |
| Deed Document Number | 20208145 |
| Deed Book / Page | 12638 / 291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Aug 26, 2026 |
| Property Address | 14100 PENSIVE PL, MIDLOTHIAN, VA 23112-1955 |
| Document Number | 0000031483 |
| Book / Page | 15357 / 368 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 202631483 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14100 PENSIVE PL, MIDLOTHIAN, VA 23112-1955 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 14100 PENSIVE PL, MIDLOTHIAN, VA 23112-1955 |
| Document Number | 13147499 |
| Instrument Date | Dec 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 14100 PENSIVE PL MIDLOTHIAN VA 231121955, MIDLOTHIAN, VA 23112-1955 |
| Document Number | 13147499 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 013147/000499 |
| Instrument | 71629 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 21, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 14100 PENSIVE PL, MIDLOTHIAN, VA 23112-1955 |
| Document Number | 12642406 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 14100 PENSIVE PL MIDLOTHIAN VA 231121955, MIDLOTHIAN, VA 23112-1955 |
| Document Number | 12642406 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 012642/000406 |
| Instrument | 8678 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 25, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Feb 24, 2020 |
| Property Address | 14100 PENSIVE PL, MIDLOTHIAN, VA 23112-1955 |
| Document Number | 12638291 |
| Book / Page | 012638 / 000291 |
| Instrument Date | Feb 17, 2020 |
| Instrument | 8145 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $307.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14100 PENSIVE PL MIDLOTHIAN VA 231121955, MIDLOTHIAN, VA 23112-1955 |
| Document Number | 12638294 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 012638/000294 |
| Instrument | 8146 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 23, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 14100 PENSIVE PL, MIDLOTHIAN, VA 23112-1955 |
| Document Number | 12008312 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2018 |
| Name | Verified Name |
|---|
| Document Number | 12008312 |
|---|---|
| Date | Jun 14, 2018 |
| Book Page | 012008/000312 |
| Instrument | 21553 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 13, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,318.00 (+15.92%) | $482,400 (+4.89%) Land $66,000 Building $416,400 | $482,400 (+4.89%) Land $66,000 Building $416,400 |
| 2025 | $459,900 (+13.11%) Land $61,000 Building $398,900 | $459,900 (+13.11%) Land $61,000 Building $398,900 | |
| 2023 | $3,725.00 | $406,600 Land $57,000 Building $349,600 | $406,600 Land $57,000 Building $349,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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