1410 Shady Cir, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1410 Shady Cir, Chattanooga, TN 37405

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,424 sqft · built 1925
Lot Size0.573 acres (24,975 sqft)
OwnerCompany Name on Record
Last Sale$1,950,000 (May 2023)
Tax Bill$6,459 (2025)
Deeds & MortgagesFeb 2024 Transfer
Aug 2023 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN127I G 010

Property Details

APN / Parcel Number

Primary APN127I G 010
Alternative APN
  • 0000051422

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,424 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1983
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area24,975 sqft (0.573 acres)
Lot Dimensions205 ft deep x 105 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000051422
Street Address1410 SHADY CIR
CityCHATTANOOGA
StateTN
Zip37405-2434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 48 BLK 8 L M THOMAS TRACT
Legal SubdivisionTHOMAS L M
Legal Block8
Legal Lot Number48
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group1
Census Block1013
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1410 SHADY CIR, CHATTANOOGA, TN 37405-2434
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2024Quit Claim Deed, Transfer
Quitclaim
Aug 10, 2023Intrafamily Transfer, Transfer
May 4, 2023Warranty Deed, Transfer
Jul 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
BRANCH BK&TR
Apr 9, 2018Deed of Trust, Mortgage · Conventional Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2023 · Amount on Record
Deed SaleMay 4, 2023 · Amount on Record
Prior SaleJul 13, 2012 · Amount on Record
Deed Document Number2023142
Deed Book / Page13282 / 43
Last Transfer DateAug 10, 2023
Transfer Doc0000000097
Record UpdatedSep 20, 2026

February 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateFeb 1, 2024
Property Address1410 SHADY CIR, CHATTANOOGA, TN 37405-2434
Document Number0000000097
Book / Page13502 / 815
Map ReferenceMB 488 PG 136
Instrument DateFeb 1, 2024
Instrument2024020100097
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1410 SHADY CIR, CHATTANOOGA, TN 37405-2434

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON TN
Recording DateAug 10, 2023
Property Address1410 SHADY CIR, CHATTANOOGA, TN 37405-2434
Document Number0000000097
Book / Page13369 / 273
Map ReferenceMB 488 PG 136
Instrument DateAug 10, 2023
Instrument2023081000097
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1410 SHADY CIR, CHATTANOOGA, TN 37405-2434

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 4, 2023
Property Address1410 SHADY CIR, CHATTANOOGA, TN 37405-2434
Document Number0000000142
Book / Page13282 / 43
Map ReferenceMB 488 PG 136
Instrument DateMay 3, 2023
Instrument2023050400142
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

AmountAmount Recorded
Tax$7,215.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1410 SHADY CIR, CHATTANOOGA, TN 37405-2434

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1410 SHADY CIR, CHATTANOOGA, TN 37405-2434
Document Number0726000170
Instrument DateJul 19, 2019
Transaction TypeMortgage
Record UpdatedAug 13, 2019
Title CompanyTITLE GUARANTY AND TRUST COMPANY/CHATTANOOGA, TITLE GNTY & TR CO/CHATTANOOGA

Transferred To (Grantee/Buyer)

NameVerified Name
Address1410 SHADY CIR CHATTANOOGA TN 374052434, CHATTANOOGA, TN 37405-2434

Mortgage

Document Number0726000170
DateJul 26, 2019
Book Page011709/000723
Instrument190726000170
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 25, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1410 SHADY CIR, CHATTANOOGA, TN 37405-2434
Document Number0000000125
Instrument DateApr 9, 2018
Transaction TypeMortgage
Record UpdatedMay 1, 2018
Title CompanyBB AND T TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1410 SHADY CIR CHATTANOOGA TN 374052434, CHATTANOOGA, TN 37405-2434

Mortgage

Document Number0000000125
DateApr 18, 2018
Book Page011322/000917
Instrument125
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,459.00 (+28.33%)$426,175 (+89.43%)$1,704,700 (+89.43%) Land $673,100 Building $1,031,600
2024$5,033.00$224,975 (-)$899,900 (-) Land $300,000 Building $599,900
2023$5,033.00$224,975 (-)$899,900 (-) Land $300,000 Building $599,900
2022$5,033.00$224,975$899,900 Land $300,000 Building $599,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 62% of Tennessee
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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