1410 Providence Rd, Richmond, KY 40475 Property Records

Madison County property record for 1410 Providence Rd, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details824 sqft
OwnerIndividual Name on Record
Last Sale$251,850 (Jan 2026)
Tax Bill$1,405 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR004-0005-0053

Property Details

APN / Parcel Number

Primary APNR004-0005-0053
Alternative APNs
  • 133476
  • 96282
  • 75391

Interior

Stories1 Story
Building Area824 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Garage TypeMixed
Parking Spaces1 Parking Space

Location & Zoning

Account Number75391
Street Address1410 PROVIDENCE RD
CityRICHMOND
StateKY
Zip40475-1156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROLLING HILLS LOT 7 BLK 2
Legal SubdivisionROLLING HILL
Legal Block2
Legal Lot Number7
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1024
Census Tract10202

Owner

Source: Madison County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1410 PROVIDENCE RD, RICHMOND, KY 40475-1156
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2026 · Amount on Record
Deed SaleJan 5, 2026 · Amount on Record
Deed Document Number2014309502
Deed Book / PageD878 / 49
Record UpdatedJun 8, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJan 5, 2026
Property Address1410 PROVIDENCE RD, RICHMOND, KY 40475-1156
Document Number000D878/49
Book / PageD878 / 49
Map ReferenceMB 2 PG 38
Instrument DateDec 29, 2025
Instrument2014309502
Transaction TypeTransfer
Record UpdatedJan 16, 2026
Title CompanyUNKNOWN, CLEAR TITLE RECORDINGS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$252.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1618 COUNTRY SQUIRE DR, RICHMOND, TX 77406-6617

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1410 PROVIDENCE RD, RICHMOND, KY 40475-1156
InvestorPossibly a Property Investor

Mortgage

Document Number2014309503
DateJan 5, 2026
Instrument2014309503
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,405.00 (+31.68%) Additional exemption filed$149,000 (+35.45%)$149,000 (+35.45%)
2023$1,067.00 (-0.28%)$110,000 (-)$110,000 (-)
2022$1,070.00$110,000$110,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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