1410 Prospect St, Belleville, IL 62221 Property Records

St. Clair County property record for 1410 Prospect St, Belleville, IL 62221

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,092 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,319 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Mar 2017 Mortgage
APN	`08-15-0-407-003`

Property Details

APN / Parcel Number

Primary APN	`08-15-0-407-003`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Living Area
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Deck Area	24 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1410 PROSPECT ST
City	BELLEVILLE
State	IL
Zip	62221-4066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMMERCIAL PLACE 1STADD, RESURVEY OF LOT/SEC-108 DOC A01747623 & PT VAC ST LYG NW & ADJ IN A0171874
Legal Subdivision	COMMERCIAL PLACE
Legal Block	407
Legal Lot Number	108
Jurisdiction	ST CLAIR IL
Township / Civil Division	BELLEVILLE
Census Block Group	3
Census Block	3002
Census Tract	501801

Owner

1410 Prospect St is owned and occupied by two individuals who acquired it in March 2003.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1410 PROSPECT ST, BELLEVILLE, IL 62221-4066
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BK
Mar 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 31, 2003
Transfer Doc	0001747623
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1410 PROSPECT ST, BELLEVILLE, IL 62221-4066
Document Number	00A2614207
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 PROSPECT ST BELLEVILLE IL 622214066, BELLEVILLE, IL 62221-4066

Mortgage

Document Number	00A2614207
Date	May 29, 2019
Instrument	2614207

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 28, 2039

Interest

Rate	4.94%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1410 PROSPECT ST, BELLEVILLE, IL 62221-4066
Document Number	00A2533287
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	May 8, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 PROSPECT ST BELLEVILLE IL 622214066, BELLEVILLE, IL 62221-4066

Mortgage

Document Number	00A2533287
Date	Apr 13, 2017
Instrument	2533287

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 12, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 1410 Prospect St was $3,319 with exemptions applied.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Belleville City
County	St. Clair County
Elementary School District	Belleville School District 118 (PK - 08)
Secondary School District	Belleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,319.00	$49,573 Land $6,006 Building $43,567	$148,719 Land $18,018 Building $130,701
2022		$37,945 Land $4,995 Building $32,950	$113,835 Land $14,985 Building $98,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1410 Prospect St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1410 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave, i3 Broadband.

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