1410 Ohio Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1410 Ohio Ave, Saint Cloud, FL 34769 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,134 sqft · built 1930
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Aug 2018)
Tax Bill	$1,282 (2025)
Deeds & Mortgages	Jul 2026 Sale Oct 2025 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0280-0050`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0280-0050`
Alternative APNs	`263001000102800050` `78798`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,134 sqft Living Area
Gross Area	1,582 sqft
1st Floor Area	684 sqft
Upper Floors Area	450 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 0.5 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	112 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1410 OHIO AVE
City	SAINT CLOUD
State	FL
Zip	34769-4440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 280 LOTS 5 & 6 11/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	280
Legal Lot Number	5
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4082
Census Tract	43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0280-0050

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1410 OHIO AVE, SAINT CLOUD, FL 34769-4440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 06, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Mar 04, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Aug 27, 2018	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 02, 2017	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Prior Sale	Jun 02, 2017 · Amount on Record
Deed Document Number	2018129765
Deed Book / Page	5391 / 536
Last Transfer Date	Jul 13, 2026
Transfer Doc	0000091872
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 14, 2026
Property Address	1410 OHIO AVE, SAINT CLOUD, FL 34769-4440
Document Number	0000091872
Book / Page	7003 / 1736
Instrument Date	Jul 13, 2026
Instrument	202691872
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1410 OHIO AVE, SAINT CLOUD, FL 34769-4440
Investor	Possibly a Property Investor

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1410 OHIO AVE, SAINT CLOUD, FL 34769-4440
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 OHIO AVE, SAINT CLOUD, FL 34769-4440

Mortgage

Document Number	0068600199
Date	Oct 06, 2025
Book Page	6860/199
Instrument	2025123376

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2045

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1410 OHIO AVE, SAINT CLOUD, FL 34769-4440
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 OHIO AVE, SAINT CLOUD, FL 34769-4440

Mortgage

Document Number	0059041259
Date	Mar 04, 2021
Book Page	5904/1259
Instrument	2021032197

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Sep 01, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 27, 2018
Property Address	1410 OHIO AVE, SAINT CLOUD, FL 34769-4440
Document Number	0053910536
Book / Page	5391 / 0536
Map Reference	MB B PG33&34
Instrument Date	Aug 20, 2018
Instrument	2018129765
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	METES & BOUND TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1008 FOREST CIR, 1008, WINTER SPRINGS, FL 32708-4012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 OHIO AVE, SAINT CLOUD, FL 34769-4440

Mortgage

Document Number	2018129766
Date	Aug 27, 2018
Instrument	2018129766

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 02, 2017
Property Address	1410 OHIO AVE, SAINT CLOUD, FL 34769-4440
Document Number	0051581218
Book / Page	5158 / 1218
Map Reference	MB B PG33&34
Instrument Date	Apr 17, 2017
Instrument	2017080996
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	ASSOCIATES TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$839.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 NIAGARA ST, 226, ORANGE CITY, FL 32763-5034

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2109 CASSIA CIR APT O, O, KISSIMMEE, FL 34741-2819

Mortgage

Document Number	0051581220
Date	Jun 02, 2017
Instrument	5158/1220

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,282.00 (+8%) Homeowner's exemption	$114,534 (+5.99%)	$199,800 (+15.09%) Land $46,800 Building $153,000
2023	$1,187.00 (+4.95%) Homeowner's exemption	$108,066 (+3%)	$173,600 (+10.36%) Land $34,000 Building $139,600
2022	$1,131.00 Homeowner's exemption	$104,919	$157,300 Land $30,600 Building $126,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1983–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 309 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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