1410 Oak St, Sheldon, IA 51201 Property Records

O'Brien County property record for 1410 Oak St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1978
Lot Size	0.198 acres (8,608 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,000 (Oct 2019)
Tax Bill	$2,954 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0049172200`

Property Details

APN / Parcel Number

Primary APN	`0049172200`
Alternative APN	`0000491722`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	952 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	A-Frame
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,608 sqft (0.198 acres)
Lot Dimensions	85 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	864 sqft
Porch	Slab
Porch Area	414 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1410 OAK ST
City	SHELDON
State	IA
Zip	51201-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY VIEW ADDITION LOT 1
Legal Subdivision	VALLEY VIEW ADDITION
Legal Lot Number	1
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	1
Census Block	1012
Census Tract	490300

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1410 OAK ST, SHELDON, IA 51201-1325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK
Sep 21, 2022	Warranty Deed, Transfer · Line of Credit CITIZENS STATE BANK
Oct 10, 2019	Warranty Deed, Transfer · Conventional Mortgage IOWA BANKERS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2019 · Amount on Record
Deed Sale	Oct 10, 2019 · Amount on Record
Deed Document Number	20192261
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1410 OAK ST, SHELDON, IA 51201-1325
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 OAK ST, SHELDON, IA 51201-1325

Mortgage

Document Number	0020231607
Date	Aug 1, 2023
Instrument	2023-1607

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Sep 21, 2022
Property Address	1410 OAK ST, SHELDON, IA 51201-1325
Document Number	0020222470
Instrument Date	Sep 20, 2022
Instrument	2022-2470
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1410 OAK ST, SHELDON, IA 51201-1325
Investor	Possibly a Property Investor

Mortgage

Document Number	0020222484
Date	Sep 22, 2022
Instrument	2022-2484

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Oct 10, 2019
Property Address	1410 OAK ST, SHELDON, IA 51201-1325
Document Number	0201902261
Instrument Date	Oct 3, 2019
Instrument	2019-02261
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1410 OAK ST, SHELDON, IA 51201-1325
Investor	Possibly a Property Investor

Mortgage

Document Number	0201902262
Date	Oct 10, 2019
Instrument	2019-02262

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,954.00 (-1.14%) Homeowner's exemption	$204,570 (+6.77%) Land $22,070 Building $182,500	$204,570 (+6.77%) Land $22,070 Building $182,500
2024	$2,988.00 (+16.17%)
2023		$191,600 (+24.51%) Land $22,070 Building $169,530	$191,600 (+24.51%) Land $22,070 Building $169,530
2022	$2,572.00 Homeowner's exemption	$153,880 Land $10,430 Building $143,450
2021			$153,880 Land $10,430 Building $143,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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