Franklin County property record for 1410 Neff Rd, Saint Clair, MO 63077 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,034 sqft · built 1993 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,735 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-1-01.0-2-005-026.000 |
| Primary APN | 29-1-01.0-2-005-026.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,034 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Patio Area | 208 sqft |
| Street Address | 1410 NEFF RD |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:9 OAK RIDGE ESTATES 4 |
| Legal Range | 01W |
| Legal Township | 41 |
| Legal Section | 01 |
| Legal Quarter | NW |
| Legal Subdivision | OAK RIDGE ESTATES (LOC 29) |
| Legal Block | 5 |
| Legal Lot Number | 9 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 800904 |
Source: Franklin County records · APN 29-1-01.0-2-005-026.000
Assessment roll updated May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1410 NEFF RD, SAINT CLAIR, MO 63077-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2023 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| May 02, 2019 | Warranty Deed, Transfer GUILD MTG |
| Mar 09, 2017 | Loan Modification, Mortgage PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 02, 2019 |
| Deed Sale | May 02, 2019 |
| Prior Sale | Feb 19, 2014 · Amount on Record |
| Deed Document Number | 1905100 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1410 NEFF RD, SAINT CLAIR, MO 63077-2307 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002307300 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 2307300 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | May 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | May 02, 2019 |
| Property Address | 1410 NEFF RD, SAINT CLAIR, MO 63077-2307 |
| Document Number | 0000005100 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 5100 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2019 |
| Title Company | US TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1410 NEFF RD ST CLAIR MO 630772307, ST CLAIR, MO 63077-2307 |
| Document Number | 5101 |
|---|---|
| Date | May 02, 2019 |
| Instrument | 5101 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 01, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1410 NEFF RD, SAINT CLAIR, MO 63077-2307 |
| Document Number | 0000005399 |
| Instrument Date | Mar 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1410 NEFF RD ST CLAIR MO 630772307, ST CLAIR, MO 63077-2307 |
| Document Number | 0000005399 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 5399 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Amount | Amount Recorded |
|---|---|
| Term | 324 Months |
| Due | Apr 16, 2044 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | St. Clair City |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,735.00 (+27.86%) | $25,769 (+18.29%) | $135,630 (+18.29%) Land $12,160 Building $123,470 |
| 2023 | $1,357.00 (+3.75%) | $21,785 | $114,660 Land $12,160 Building $102,500 |
| 2022 | $1,308.00 |
Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 22% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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