1410 Graf St, Lancaster, OH 43130 Property Records

Fairfield County property record for 1410 Graf St, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,531 sqft · built 1975
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,730 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-32114-400`

Property Details

APN / Parcel Number

Primary APN	`05-32114-400`
Alternative APN	`0206 01106`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,531 sqft Living Area
1st Floor Area	1,031 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	25 sqft
Deck Area	64 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1410 GRAF ST
City	LANCASTER
State	OH
Zip	43130-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVONDALE ADD LOT 64
Legal Subdivision	AVONDALE ADD
Legal Lot Number	64
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	1
Census Block	1019
Census Tract	31500

Owner

1410 Graf St is owned and occupied by two individuals who acquired it in February 2022.

Source: Fairfield County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1410 GRAF ST, LANCASTER, OH 43130-1616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Survivorship Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP
Oct 16, 2018	Grant Deed, Transfer PALMER LAND TITLE AGENCY BOX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2022
Deed Sale	Feb 24, 2022
Prior Sale	Oct 16, 2018 · Amount on File
Deed Document Number	20224190
Record Updated	Sep 20, 2026

February 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Feb 24, 2022
Property Address	1410 GRAF ST, LANCASTER, OH 43130-1616
Document Number	0000004190
Map Reference	MB 4 PG 4
Instrument Date	Feb 16, 2022
Instrument	202200004190
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	VALMER LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000004191
Date	Feb 24, 2022
Instrument	202200004191

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Oct 16, 2018
Property Address	1410 GRAF ST, LANCASTER, OH 43130-1616
Document Number	0000019010
Book / Page	001777 / 001880
Instrument Date	Oct 10, 2018
Instrument	19010
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	PALMER LAND TITLE AGENCY BOX

Transaction

Amount	Amount on Record
Tax	$320.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1410 GRAF ST LANCASTER OH 431301616, LANCASTER, OH 43130-1616

Tax Assessment & Valuation

The 2025 property tax bill for 1410 Graf St was $6,730.

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,730.00	$74,870 Land $14,570 Building $60,300	$213,910 Land $41,630 Building $172,280
2023	$2,104.00	$57,880 (-) Land $9,130 Building $48,750
2022		$57,880 Land $9,130 Building $48,750	$165,380 Land $26,090 Building $139,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1410 Graf St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Apr 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1410 Graf St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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