1410 E Spring Ridge Cir, Winter Garden, FL 34787 Property Records

Orange County property record for 1410 E Spring Ridge Cir, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 1996
Lot Size	0.229 acres (9,957 sqft)
Owner	Individual Name on Record
Last Sale	$258,300 (Sep 2020)
Tax Bill	$3,530 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-22-27-1845-00-940`

Property Details

APN / Parcel Number

Primary APN	`12-22-27-1845-00-940`
Alternative APNs	`272212184500940` `110833` `111482` `112766`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,552 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	1,552 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,957 sqft (0.229 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1410 E SPRING RIDGE CIR
City	WINTER GARDEN
State	FL
Zip	34787-2163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CROWN POINT SPRINGS UNIT 2 23/99 LOT 94
Legal Range	27E
Legal Township	22S
Legal Section	12
Legal Subdivision	CROWN POINT SPRINGS UT 2
Legal Tract	1845
Legal Lot Number	94
Legal Unit	2
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3012
Census Tract	17401

Owner

Source: Orange County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1410 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Sep 11, 2020	Grant Deed, Transfer · Conventional with PMI MOVEMENT MTG
Mar 6, 2020	Warranty Deed, Transfer OPENDOOR TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Mar 6, 2020 · Amount on Record
Deed Document Number	2020478115
Transfer Doc	6628000424
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Jul 27, 2026
Property Address	1410 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2163
Document Number	0000415208
Instrument Date	Jul 16, 2026
Instrument	2026415208
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2163

Mortgage

Document Number	0000415208,
Date	Jul 27, 2026
Instrument	2026415208

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2056

Interest

Rate	6.47%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1410 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2163
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2163

Mortgage

Document Number	0000544375
Date	Sep 7, 2021
Instrument	20210544375

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 11, 2020
Property Address	1410 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2163
Document Number	0000478115
Instrument Date	Sep 3, 2020
Instrument	478115
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,808.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 473 OAKLAND FL 347600473, OAKLAND, FL 34760-0473

Mortgage

Document Number	478116
Date	Sep 11, 2020
Instrument	478116

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 6, 2020
Property Address	1410 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2163
Document Number	0000147879
Instrument Date	Feb 28, 2020
Instrument	147879
Transaction Type	Transfer
Record Updated	Apr 15, 2020
Title Company	OPENDOOR TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,793.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1 POST ST #11 SAN FRANCISCO CA 941045215, 11, SAN FRANCISCO, CA 94104-5215
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,171 (+2.7%)	$339,630 (-1.22%) Land $100,000 Building $239,630
2025	$3,530.00 (+5.34%) Homeowner's exemption	$257,226 (+5.99%)	$343,810 (+12.84%) Land $100,000 Building $243,810
2024	$3,351.00 (+3.87%)
2023	$3,226.00 (+3.23%) Homeowner's exemption	$242,696 (+3%)	$304,685 (+11.29%) Land $110,000 Building $194,685
2022	$3,125.00 Homeowner's exemption	$235,627	$273,778 Land $110,000 Building $163,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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