Winnebago County property record for 1410 Central St, Oshkosh, WI 54901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,004 sqft · built 1920 |
| Lot Size | 0.163 acres (7,095 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,000 (Dec 2025) |
| Tax Bill | $3,207 (2024) |
| Deeds & Mortgages | May 2024 Mortgage Dec 2025 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-00870000 |
| Primary APN | 15-00870000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,004 sqft Living Area |
| Gross Area | 1,444 sqft |
| 1st Floor Area | 1,004 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Stone |
| Lot Area | 7,095 sqft (0.163 acres) |
| Lot Dimensions | 129 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 915-00870000 |
|---|---|
| Street Address | 1410 CENTRAL ST |
| City | OSHKOSH |
| State | WI |
| Zip | 54901-2932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | S 55 FT OF N 115 FT OF W 129.25 FT OF LOT 2 BLK E EIGHMEREAD & KENNEDYS ADDN |
| Legal Subdivision | EIGHME READ & KENNEDYS ADD |
| Legal Block | E |
| Legal Lot Number | 2 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 400 |
Source: Winnebago County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1410 CENTRAL ST, OSHKOSH, WI 54901-2932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2024 | Deed of Trust, Mortgage · VA Mortgage WATERSTONE MORTGAGE CORP |
| Dec 29, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Apr 10, 2024 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CITY OF WISCONSIN |
| Apr 10, 2024 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| May 13, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| May 13, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage GREENLEAF BANK |
| Jun 4, 2021 | Beneficiary Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2025 · Amount on Record |
| Deed Sale | Dec 29, 2025 · Amount on Record |
| Prior Sale | Apr 10, 2024 · Amount on Record |
| Deed Document Number | 20251958933 |
| Prior Transfer Date | Dec 17, 2025 |
| Prior Transfer Doc | 0001958933 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 1410 CENTRAL ST, OSHKOSH, WI 54901-2932 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | UNKNOWN, THE TITLE EXCHANGE |
| Name | Verified Name |
|---|
| Document Number | 0001922275 |
|---|---|
| Date | May 7, 2024 |
| Instrument | 1922275 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Dec 29, 2025 |
| Property Address | 1410 CENTRAL ST, OSHKOSH, WI 54901-2932 |
| Document Number | 0001958933 |
| Instrument Date | Dec 17, 2025 |
| Instrument | 1958933 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $597.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001958934 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 1958934 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 1410 CENTRAL ST, OSHKOSH, WI 54901-2932 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001920787 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 1920787 |
| Name | CITY OF WISCONSIN |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Apr 10, 2024 |
| Property Address | 1410 CENTRAL ST, OSHKOSH, WI 54901-2932 |
| Document Number | 0001920785 |
| Instrument Date | Apr 4, 2024 |
| Instrument | 1920785 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1410 CENTRAL ST, OSHKOSH, WI 54901-2932 |
| Document Number | 0001920786 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 1920786 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Number | 0001920787 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 1920787 |
| Name | CITY OF WISCONSIN |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | May 13, 2022 |
| Property Address | 1410 CENTRAL ST, OSHKOSH, WI 54901-2932 |
| Document Number | 0001882486 |
| Instrument Date | May 11, 2022 |
| Instrument | 1882486 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 50 BRENTWOOD LN, APPLETON, WI 54915-7217 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | May 13, 2022 |
| Property Address | 1410 CENTRAL ST, OSHKOSH, WI 54901-2932 |
| Document Number | 0001882487 |
| Instrument Date | May 11, 2022 |
| Instrument | 1882487 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2240 W 9TH AVE, OSHKOSH, WI 54904-8046 |
| Document Number | 0001882488 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 1882488 |
| Name | GREENLEAF BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Jun 4, 2021 |
| Property Address | 1410 CENTRAL ST, OSHKOSH, WI 54901-2932 |
| Document Number | 0001853598 |
| Instrument Date | May 20, 2021 |
| Instrument | 1853598 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $171,500 (-) Land $25,900 Building $145,600 | ||
| 2024 | $3,207.00 (+25.86%) | $171,500 (+96.67%) Land $25,900 Building $145,600 | $178,938 (+42.01%) Land $27,023 Building $151,915 |
| 2023 | $2,548.00 (+29.54%) | $87,200 (+27.49%) Land $15,200 Building $72,000 | $126,006 Land $21,964 Building $104,042 |
| 2022 | $1,967.00 | $68,400 Land $15,200 Building $53,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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