1410 Centennial Dr, Champaign, IL 61821 Property Records

Champaign County property record for 1410 Centennial Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,525 sqft · built 1961
Lot Size	0.169 acres (7,350 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Oct 2021)
Tax Bill	$3,620 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-20-15-376-024`

Property Details

APN / Parcel Number

Primary APN	`44-20-15-376-024`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,525 sqft Building Perimeter
1st Floor Area	1,525 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,350 sqft (0.169 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1410 CENTENNIAL DR
City	CHAMPAIGN
State	IL
Zip	61821-4652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 381 WELLERS HOLIDAY PARK 4TH SEC.
Legal Range	08E
Legal Township	19N
Legal Section	15
Legal Subdivision	WELLERS HOLIDAY PARK 4TH SEC.
Legal Lot Number	381
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	4
Census Block	4016
Census Tract	1201

Owner

1410 Centennial Dr is owned and occupied by an individual who bought it in October 2021.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1410 CENTENNIAL DR, CHAMPAIGN, IL 61821-4652
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Jul 13, 2017	Warranty Deed, Transfer · ARM BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2021 · Amount on File
Deed Sale	Oct 26, 2021 · Amount on File
Prior Sale	Jul 13, 2017 · Amount on File
Deed Document Number	202125565
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 26, 2021
Property Address	1410 CENTENNIAL DR, CHAMPAIGN, IL 61821-4652
Document Number	0000025565
Map Reference	MB N PG 1
Instrument Date	Sep 23, 2021
Instrument	2021R25565
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 CENTENNIAL DR, CHAMPAIGN, IL 61821-4652

Mortgage

Document Number	0000025566
Date	Oct 26, 2021
Instrument	2021R25566

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 13, 2017
Property Address	1410 CENTENNIAL DR, CHAMPAIGN, IL 61821-4652
Document Number	0000012783
Map Reference	MB N PG1
Instrument Date	Jul 12, 2017
Instrument	2017R12783
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 CENTENNIAL DR, CHAMPAIGN, IL 61821-4652

Mortgage

Document Number	0000012784
Date	Jul 13, 2017
Instrument	2017R12784

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Aug 1, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Max Rate	9.87%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,310 Land $11,060 Building $42,250	$159,930 Land $33,180 Building $126,750
2024	$3,620.00
2022	$3,119.00 Homeowner's exemption	$39,920 Land $8,280 Building $31,640	$119,760 Land $24,840 Building $94,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1410 Centennial Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1410 Centennial Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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