1410 Audubon Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1410 Audubon Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,796 sqft · built 2019
Lot Size	0.347 acres (15,123 sqft)
Owner	Individual Name on Record
Tax Bill	$7,264 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8813-08-379-007`

Property Details

APN / Parcel Number

Primary APN	`8813-08-379-007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,796 sqft Living Area
1st Floor Area	868 sqft
Basement Area	928 sqft
Unfinished Basement	928 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,123 sqft (0.347 acres)
Lot Dimensions	149 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	741 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	42 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1410 AUDUBON DR
City	WATERLOO
State	IA
Zip	50701-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDUBON HEIGHTS SIXTH ADDITION LOT 45
Legal Range	13W
Legal Township	88N
Legal Section	08
Legal Subdivision	AUDUBON HEIGHTS SIXTH ADDITION
Legal Lot Number	45
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1020
Census Tract	3001

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1410 AUDUBON DR, WATERLOO, IA 50701-1203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU
Feb 26, 2021	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU
Nov 15, 2021	Correction Deed TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2022
Deed Sale	Nov 15, 2022
Prior Sale	Nov 15, 2021
Deed Document Number	202210388
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1410 AUDUBON DR, WATERLOO, IA 50701-1203
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200017078
Date	Feb 24, 2022
Instrument	202200017078

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 26, 2021
Property Address	1410 AUDUBON DR, WATERLOO, IA 50701-1203
Document Number	202100018057
Instrument Date	Jan 21, 2021
Instrument	202100018057
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$522.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 AUDUBON DR, WATERLOO, IA 50701-1203

Mortgage

Document Number	202100018058
Date	Feb 26, 2021
Instrument	202100018058

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

Mortgage

Document Number	202100018059
Date	Feb 26, 2021
Instrument	202100018059

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2031

November 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 15, 2021
Property Address	1410 AUDUBON DR, WATERLOO, IA 50701-1203
Document Number	202200010388
Instrument Date	Jan 21, 2021
Instrument	202200010388
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 AUDUBON DR, WATERLOO, IA 50701-1203

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,264.00 (-12.67%) Homeowner's exemption	$366,850 (+407.47%) Land $72,290 Building $294,560	$366,850 (-6.82%) Land $72,290 Building $294,560
2024	$8,318.00 (+497.56%)
2023		$72,290 (-) Land $72,290	$393,690 (+27.87%)
2022	$1,392.00 Homeowner's exemption	$72,290 Land $72,290
2021			$307,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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