1410 10th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1410 10th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Bathrooms	3 Baths
Year Built	Built 2004
Square Footage	6,874 sqft Heated Area
Lot Size	27,878 sqft (0.639 acres)
Occupancy	Owner Occupied
Last Sale	$1,120,000 (2022)
Tax Bill	$14,163.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`77663`
Alternative APN	`012630000101310020`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Building Area	6,874 sqft Heated Area
Gross Area	10,602 sqft Gross Area
1st Floor	5,292 sqft 1st Floor
Office	480 sqft Office
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Paneling Interior Structure

Exterior

Year Built	Built 1914
Effective Year Built	Effective 2004
Exterior Material	Concrete Block Exterior
Fire Resistance Class	Buildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame.
Foundation Type	Footing Foundation
Roof Construction	Wood Truss Roof Construction
Roof Material	Builtup (layered Asphalt) Roof
Lot Area	27,878 sqft (0.639 acres)
Depth X Width	150 ft x 180 ft Depth x Width
Fence	Fence
Shed	1 Shed
Shed Area	336 sqft Shed

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	77663
Street Address	1410 10TH ST
City	SAINT CLOUD
State	FL
Zip	34769-3309
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	ST CLOUD PB B PG 53 BLK 131 LOTS 2-5 & ABANDONED R/W ABUTTING SAID LOTS & THAT PT OF VAC ALLEY ABUTTING SAID LOTS 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD DOWNTOWN BUSINESS DISTRICT
Legal Tract	1
Legal Block	131
Legal Lot Number	2-5 3
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2003
Census Tract	43500

Owner

Source: Osceola County records · APN 77663

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1410 10TH ST, SAINT CLOUD, FL 34769-3309
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Deed Doc Number	2022169569
Deed Book / Page	6319 / 637
Record Refreshed	Jun 08, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 22, 2022
Property Address	1410 10TH ST, SAINT CLOUD, FL 34769-3309
Document Number	0063190637
Book / Page	6319 / 637
Map Reference	MB B PG 53
Instrument Date	Nov 21, 2022
Instrument	2022169569
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,840.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 MACON WAY, SAINT CLOUD, FL 34769-2512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 10111 STREET, SAINT CLOUD, FL 34769

Mortgage

Document Number	0006319640
Date	Nov 22, 2022
Instrument	6319/640

Lender

Name	WILLIAM HEUSFR
Type	Seller

Agreement

Type	Seller Take-Back
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,163.00 (+16.36%)	$791,300 (+17.07%) Land $263,600 Building $527,700	$791,300 (+17.07%) Land $263,600 Building $527,700
2023	$12,172.00 (+124.33%)	$675,900 (+124.48%) Land $219,800 Building $456,100	$675,900 (+124.48%) Land $219,800 Building $456,100
2022	$5,426.00	$301,100 Land $164,800 Building $136,300	$301,100 Land $164,800 Building $136,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the St. Cloud Downtown Historic District listed 2023 · 177 contributing resources · NRIS 100009031

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.