141 Ute Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 141 Ute Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,547 sqft · built 2018
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$566,400 (Oct 2018)
Tax Bill	$7,326 (2024)
Deeds & Mortgages	Dec 2017 Mortgage Oct 2018 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-31-109-005.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-31-109-005.000-018`
Alternative APN	`1610310109005000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,547 sqft Living Area
Gross Area	5,386 sqft
1st Floor Area	2,289 sqft
Basement Area	2,289 sqft
Finished Basement	1,258 sqft
Unfinished Basement	1,031 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	233 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	141 UTE DR
City	CARMEL
State	IN
Zip	46032-2654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .46, SECTION 31, TOWNSHIP 18, RANGE 4, NEWARK, LOT 94
Legal Range	04
Legal Township	18
Legal Section	31
Legal Subdivision	NEWARK
Legal Lot Number	94
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2015
Census Tract	111007

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	141 UTE DR, CARMEL, IN 46032-2654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Oct 4, 2018	Deed of Trust, Mortgage · ARM UNITED SAVINGS BANK
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Aug 23, 2018	Warranty Deed, Transfer · ARM UNITED SAVINGS BANK
Oct 5, 2018	Grant Deed FIRST AMERICAN TITLE
Jul 20, 2018	Deed of Trust, Mortgage UNION SVGS
Dec 21, 2017	Grant Deed, Transfer TITLE LINKS
Nov 9, 2017	Warranty Deed, Transfer TITLE LINKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2018 · Amount on Record
Deed Sale	Oct 5, 2018 · Amount on Record
Prior Sale	Aug 23, 2018 · Amount on Record
Deed Document Number	201847353
Prior Transfer Date	Mar 8, 2013
Prior Transfer Doc	0000016715
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	141 UTE DR, CARMEL, IN 46032-2654
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	CHICAGO TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017062206
Date	Dec 20, 2017
Instrument	2017062206

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	141 UTE DR, CARMEL, IN 46032-2654
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018046813
Date	Oct 4, 2018
Instrument	2018046813

Lender

Name	UNITED SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	ARM
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 1, 2019
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	9.75%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	141 UTE DR, CARMEL, IN 46032-2654
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019052311
Date	Oct 21, 2019
Instrument	2019052311

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2029

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 23, 2018
Property Address	141 UTE DR, CARMEL, IN 46032-2654
Document Number	2018039200
Map Reference	DD129 PG549
Instrument Date	Jul 20, 2018
Instrument	2018039200
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5023 ST CHA PL, CARMEL, IN 46033-5953

Mortgage

Document Number	2018039201
Date	Aug 23, 2018
Instrument	2018039201

Lender

Name	UNITED SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2019
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

Mortgage

Document Number	2018039202
Date	Aug 23, 2018
Instrument	2018039202

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 1, 2019
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

October 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 5, 2018
Property Address	141 UTE DR, CARMEL, IN 46032-2654
Document Number	0000047353
Instrument Date	Jul 20, 2018
Instrument	47353
Record Updated	Jan 16, 2019
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5023 SAINT CHARLES PL CARMEL IN 460335953, CARMEL, IN 46033-5953

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	141 UTE DR, CARMEL, IN 46032-2654
Document Number	0000046812
Instrument Date	Jul 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	141 UTE DR CARMEL IN 460322654, CARMEL, IN 46032-2654

Mortgage

Document Number	0000046812
Date	Oct 4, 2018
Instrument	46812

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 21, 2017
Property Address	141 UTE DR, CARMEL, IN 46032-2654
Document Number	0000062553
Instrument Date	Nov 8, 2017
Instrument	62553
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	TITLE LINKS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	32 1ST ST NE CARMEL IN 460321750, CARMEL, IN 46032-1750

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 9, 2017
Property Address	141 UTE DR, CARMEL, IN 46032-2654
Document Number	0000055863
Instrument Date	Nov 8, 2017
Instrument	55863
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	TITLE LINKS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	32 1ST ST NE CARMEL IN 460321750, CARMEL, IN 46032-1750

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$814,600 (+27.22%) Land $65,700 Building $748,900	$814,600 (+27.22%) Land $65,700 Building $748,900
2024	$7,326.00 (-1.04%)	$640,300 (-0.93%) Land $65,700 Building $574,600	$640,300 (-0.93%) Land $65,700 Building $574,600
2023	$7,403.00 (+0.79%) Homeowner's exemption	$646,300 (+1.13%) Land $65,700 Building $580,600	$646,300 (+1.13%) Land $65,700 Building $580,600
2022	$7,345.00 Homeowner's exemption	$639,100 Land $58,500 Building $580,600	$639,100 Land $58,500 Building $580,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2011–2015)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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