141 State St, Harbor Springs, MI 49740 Property Records

Emmet County property record for 141 State St, Harbor Springs, MI 49740

Property Summary

Property TypeCommercial
Details1,414 sqft · built 1850
Lot Size0.04 acres (1,742 sqft)
OwnerCompany Name on File
Last Sale$174,500 (Nov 2011)
Tax Bill$5,600 (2024)
Flood ZoneZone X (minimal risk)
APN51-15-13-176-087

Property Details

APN / Parcel Number

Primary APN51-15-13-176-087

Interior

Stories1 Story
Building Area1,414 sqft Total Area
1st Floor Area1,414 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Fire ResistanceMasonry Walls, Wood Interior
Lot Area1,742 sqft (0.04 acres)
Lot Dimensions100 ft deep x 18 ft wide

Location & Zoning

Street Address141 STATE ST
CityHARBOR SPRINGS
StateMI
Zip49740-1616
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCOHS CBD
Legal DescriptionISAAC WHICHER'S SURVEY, BLK 14, COM ON W LN OF STATE ST 104.75 FT S OF S LN OF MAIN ST TH W PAR WITH S LN OF MAIN ST 100 FT M/L TO AN ALLEY, TH N PAR WITH STATE ST 18 FT 3.5 IN, TH E ALG CTR OF PARTITION WALL & PAR WITH S LN OF MAIN ST 100 FT TO W LN
Legal Range06W
Legal Township35N
Legal Section13
Legal SubdivisionISAAC WHICHERS SURV
Legal Block14
Legal Lot Number1-2
JurisdictionEMMET MI
Township / Civil DivisionHARBOR SPRINGS
Census Block Group4
Census Block4034
Census Tract970400

Owner

141 State St, a commercial property, is owned by a company that acquired it in December 2012.

Source: Emmet County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address151 KALMUS DR, D210, COSTA MESA, CA 92626-7928
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2011 · Amount on File
Deed SaleNov 30, 2011 · Amount on File
Prior SaleJun 27, 2005
Deed Book / Page1139 / 960
Last Transfer DateDec 11, 2012
Transfer Doc001152/144
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
MunicipalityHarbor Springs City
Unified School DistrictHarbor Springs School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$165,100 (+4.03%) Land $9,000 Building $156,100$330,200 (+4.03%) Land $18,000 Building $312,200
2025$158,700 Land $5,700 Building $153,000$317,400 Land $11,400 Building $306,000
2024$5,600.00
2023$137,200 Land $4,100 Building $133,100$274,400 Land $8,200 Building $266,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 141 State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 141 State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HARBOR SPRINGS
serves 1,194 people · EPA ID MI0003010
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

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