141 Snowflake Rd, Banner Elk, NC 28604 Property Records

Watauga County property record for 141 Snowflake Rd, Banner Elk, NC 28604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 600 sqft · built 1980
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on File
Last Sale	$265,000 (Apr 2024)
Tax Bill	$669 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1888-05-1960-000`

Property Details

APN / Parcel Number

Primary APN	`1888-05-1960-000`
Alternative APNs	`1810055` `1861231`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	600 sqft Living Area
1st Floor Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1861231
Street Address	141 SNOWFLAKE RD
City	BANNER ELK
State	NC
Zip	28604-8681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT C-31 MILL RIDGE
Legal Subdivision	MILL RIDGE
Legal Lot Number	C-31
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	3
Census Block	3025
Census Tract	920900

Owner

141 Snowflake Rd is owned by a company that bought it in April 2024.

Source: Watauga County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	5664 SMITH MOUNTAIN RD, PENHOOK, VA 24137-2012
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK
Dec 18, 2019	Warranty Deed, Transfer LIFESTORE BK
Sep 13, 2019	Warranty Deed, Transfer · Commercial Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2024 · Amount on File
Deed Sale	Apr 24, 2024 · Amount on File
Prior Sale	Sep 13, 2019 · Amount on File
Deed Document Number	2024740190
Deed Book / Page	2380 / 895
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Apr 24, 2024
Property Address	141 SNOWFLAKE RD, BANNER ELK, NC 28604-8681
Document Number	0023800895
Book / Page	2380 / 895
Map Reference	MB 5 PG 255
Instrument Date	Apr 18, 2024
Instrument	740190
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6462 WILLOWBOTTOM RD, HICKORY, NC 28602-9212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5664 SMITH MOUNTAIN RD, PENHOOK, VA 24137-2012

Mortgage

Document Number	0023800898
Date	Apr 24, 2024
Book Page	2380/898
Instrument	740191

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	DANVILLE, VA 24541

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Dec 18, 2019
Property Address	141 SNOWFLAKE RD, BANNER ELK, NC 28604
Document Number	0020660227
Book / Page	002066 / 000227
Instrument Date	Dec 16, 2019
Instrument	685694
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	236 LAUREL RIDGE RD BANNER ELK NC 28604, BANNER ELK, NC 28604

Mortgage

Document Number	20660230
Date	Dec 18, 2019
Book Page	002066/000230
Instrument	685695

Lender

Name	LIFESTORE BK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 13, 2019
Property Address	141 SNOWFLAKE RD, BANNER ELK, NC 28604
Document Number	0020480135
Book / Page	2048 / 0135
Map Reference	MB 5 PG 255
Instrument Date	Sep 12, 2019
Instrument	682558
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3524 LAKE HARNEY CIR, 3524, GENEVA, FL 32732-9638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6462 WILLOWBOTTOM RD, HICKORY, NC 28602-9212

Mortgage

Document Number	682559
Date	Sep 13, 2019
Instrument	682559

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 141 Snowflake Rd was $669.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,600 (-) Land $12,400 Building $138,200
2025	$669.00	$150,600 Land $12,400 Building $138,200
2024			$150,600 Land $12,400 Building $138,200
2023		$150,600 Land $12,400 Building $138,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 141 Snowflake Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	21 (2004–2025)
Claims Outside the SFHA	5 of 21
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Tropical Storm Helene, Sep 2024 · 14 claims Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 141 Snowflake Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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