Madison County property record for 141 Rose Ln, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba |
| Owner | Company Name on File |
| Last Sale | $105,000 (Dec 2023) |
| Tax Bill | $990 (2025) |
| Deeds & Mortgages | Jul 2024 Line of Credit Dec 2023 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070A-0008-0006 |
| Primary APN | 070A-0008-0006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Garage Type | Mixed |
| Cooling System | Other |
|---|---|
| Heating System | Forced Air |
| Account Number | 38747 |
|---|---|
| Street Address | 141 ROSE LN |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLARKSVILLE LOT 12 BLK B |
| Legal Subdivision | CLARKSVILLE |
| Legal Block | B |
| Legal Lot Number | 12 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10901 |
141 Rose Ln is owned by a company that bought it in December 2023 and is owner-occupied.
Source: Madison County records, as of January 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 972 COMMERCIAL DR, RICHMOND, KY 40475-3402 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2024 | Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Dec 1, 2023 | Warranty Deed, Transfer · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST |
| Aug 1, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2023 · Amount on File |
| Deed Sale | Dec 1, 2023 · Amount on File |
| Prior Sale | Aug 1, 2023 |
| Deed Document Number | 2014179905 |
| Deed Book / Page | D846 / 374 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 141 ROSE LN, RICHMOND, KY 40475-9633 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M2316/24 |
|---|---|
| Date | Jul 30, 2024 |
| Book Page | M2316/24 |
| Instrument | 2014214811 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40743 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 1, 2023 |
| Property Address | 141 ROSE LN, RICHMOND, KY 40475-9633 |
| Document Number | 00D846/374 |
| Book / Page | D846 / 374 |
| Map Reference | MB 1 PG 65 |
| Instrument Date | Nov 28, 2023 |
| Instrument | 2014179905 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3437 BEREA RD, RICHMOND, KY 40475-9635 |
| Name | Verified Name |
|---|---|
| Address | 972 COMMERCIAL DR, RICHMOND, KY 40475-3402 |
| Document Number | 2014179906 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 2014179906 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 1, 2023 |
| Property Address | 141 ROSE LN, RICHMOND, KY 40475-9633 |
| Document Number | 00D841/427 |
| Book / Page | D841 / 427 |
| Map Reference | MB 1 PG 65 |
| Instrument Date | Jun 14, 2023 |
| Instrument | 2014159351 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 141 Rose Ln was $990 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $990.00 Additional exemption filed | $105,000 | $105,000 |
| 2023 | $25.00 (-69.51%) Homeowner's exemption | $49,000 (-) | $49,000 (-) |
| 2022 | $82.00 Homeowner's exemption | $49,000 | $49,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 141 Rose Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2010–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 141 Rose Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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