Monroe County property record for 141 Palermo Dr, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,628 sqft · built 1986 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,218,000 (Oct 2021) |
| Tax Bill | $13,249 (2024) |
| Deeds & Mortgages | Feb 2024 Line of Credit Oct 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00405850-000000 |
| Primary APN | 00405850-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,628 sqft Living Area |
| Gross Area | 2,276 sqft |
| 1st Floor Area | 1,484 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Unfinished Open Porch |
| Porch Area | 1,588 sqft |
| Deck Area | 264 sqft |
| Patio Area | 778 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1498106 |
|---|---|
| Street Address | 141 PALERMO DR |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-3317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 3 LTS 19 AND 20 VENETIAN SHORES PLAT NO 1 AMENDED AND EXTENDED PB3-157 PLANTATION KEY OR92-334/42 OR786-1242 OR907-1709D/C OR907-1710/AFF OR1091-12 OR1226-1645 OR1246-2453 OR1248-1488 OR1996-1494 OR2302-2112 OR2625-2249LET/ADM OR2669-688/89ORD OR2 |
| Legal Range | 37E |
| Legal Township | 63S |
| Legal Section | 13 |
| Legal Subdivision | VENETIAN SHORES NO 1 |
| Legal Block | 3 |
| Legal Lot Number | 19,20 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 970800 |
141 Palermo Dr is owned by an individual who bought it in October 2021.
Source: Monroe County records, as of March 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2600 NE 135TH ST, 4G, NORTH MIAMI, FL 33181-3573 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 14, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CHRISTOPHER SAVITS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2021 · Amount on File |
| Deed Sale | Oct 6, 2021 · Amount on File |
| Prior Sale | Jul 14, 2020 · Amount on File |
| Deed Document Number | 20212342878 |
| Deed Book / Page | 3130 / 334 |
| Prior Transfer Date | Jun 19, 2007 |
| Prior Transfer Doc | 0023022112 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 141 PALERMO DR, ISLAMORADA, FL 33036-3317 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 141 PALERMO DR, ISLAMORADA, FL 33036-3317 |
| Document Number | 0032631708 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | 3263/1708 |
| Instrument | 2452185 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 650 S TRYON ST # 88, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 19, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 6, 2021 |
| Property Address | 141 PALERMO DR, ISLAMORADA, FL 33036-3317 |
| Document Number | 0031300334 |
| Book / Page | 3130 / 334 |
| Map Reference | MB 3 PG 157 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 2342878 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Title Company | SEAGULL TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,526.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18200 W DIXIE HWY, 18200, NORTH MIAMI BEACH, FL 33160-2045 |
| Name | Verified Name |
|---|---|
| Address | 2600 NE 135TH ST APT 4G, 4G, NORTH MIAMI, FL 33181-3573 |
| Document Number | 3130337 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 3130/337 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 14, 2020 |
| Property Address | 141 PALERMO DR, ISLAMORADA, FL 33036-3317 |
| Document Number | 0030311769 |
| Book / Page | 003031 / 001769 |
| Instrument Date | Jul 8, 2020 |
| Instrument | 2272965 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $4,550.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8181 NW 154TH ST #120 MIAMI LAKES FL 330165861, 120, MIAMI LAKES, FL 33016-5861 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 141 PALERMO DR, ISLAMORADA, FL 33036-3317 |
| Document Number | 0028730603 |
| Book / Page | 002873 / 000603 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7061 NW 103RD PATH DORAL FL 33178, DORAL, FL 33178 |
| Document Number | 0028730603 |
|---|---|
| Date | Oct 2, 2017 |
| Book Page | 002873/000603 |
| Instrument | 2138471 |
| Name | CHRISTOPHER SAVITS |
|---|---|
| Address | 12050 NE 14TH AVE, NORTH MIAMI, FL 33161-6585 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Oct 1, 2019 |
| Rate | 12% |
|---|
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,695,409 Land $1,330,000 Building $365,409 | $1,695,409 Land $1,330,000 Building $365,409 | |
| 2024 | $13,249.00 (+4.43%) | ||
| 2023 | $12,687.00 (+15.05%) | $1,464,572 (+34.39%) Land $1,113,000 Building $351,572 | $1,464,572 (+34.39%) Land $1,113,000 Building $351,572 |
| 2022 | $11,027.00 | $1,089,802 Land $735,000 Building $354,802 | $1,089,802 Land $735,000 Building $354,802 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 141 Palermo Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 296 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 496 units insured incl. 200 condo units |
| Nearby Flood Claims | 98 (1988–2017) |
| Claims Outside the SFHA | 4 of 98 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 141 Palermo Dr is moderate, ranking above 51% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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