141 North St, Southgate (Newport), KY 41071 Property Records

Campbell County property record for 141 North St, Southgate, KY 41071

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,300 sqft · built 1961
Lot Size	0.21 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Sep 2026)
Tax Bill	$614 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-11-598.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-11-598.00`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,300 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Combination
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.21 acres)
Lot Dimensions	225 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	141 NORTH ST
City	SOUTHGATE
State	KY
Zip	41071-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	401 ORCH HILL 40 X 225 IRREG
Legal Subdivision	ORCHARD HILL
Legal Lot Number	401
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	3
Census Block	3005
Census Tract	52500

Owner

141 North St is owned and occupied by two individuals who bought it in September 2026.

Source: Campbell County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	141 NORTH ST, SOUTHGATE, KY 41071-3123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Aug 29, 2017	Warranty Deed, Transfer · FHA Mortgage OPTION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2026 · Amount on File
Deed Sale	Sep 3, 2026 · Amount on File
Prior Sale	Aug 29, 2017 · Amount on File
Deed Document Number	20266256724
Deed Book / Page	887 / 503
Prior Transfer Date	Mar 9, 1998
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Sep 3, 2026
Property Address	141 NORTH ST, SOUTHGATE, KY 41071-3123
Document Number	0006256724
Book / Page	887 / 503
Instrument Date	Sep 1, 2026
Instrument	20266256724
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	NORTHWEST AR TITLE, NORTHWEST TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,775.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	141 NORTH ST, SOUTHGATE, KY 41071-3123

Mortgage

Document Number	0006256729,
Date	Sep 3, 2026
Instrument	20266256729

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Aug 29, 2017
Property Address	141 NORTH ST, SOUTHGATE, KY 41071-3123
Document Number	0005062035
Book / Page	000788 / 000097
Instrument Date	Aug 11, 2017
Instrument	5062035
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	FIRST TITLE COMPANY, FIRST TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 NORTH ST SOUTHGATE KY 410713123, SOUTHGATE, KY 41071-3123

Mortgage

Document Number	5062036
Date	Aug 29, 2017
Book Page	002120/000627
Instrument	5062036

Lender

Name	OPTION FINANCIAL LLC
Type	Funding / Finance Company
Address	CINCINNATI, OH 45247

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 141 North St was $614.

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Southgate City
Elementary School District	Southgate Independent School District (PK - 08)
Secondary School District	Campbell County School District in Southgate ISD (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$614.00	$166,500 Land $14,000 Building $152,500	$166,500 Land $14,000 Building $152,500
2023	$657.00 (-2.52%)	$166,500 (-) Land $14,000 Building $152,500	$166,500 (-) Land $14,000 Building $152,500
2022	$674.00	$166,500 Land $14,000 Building $152,500	$166,500 Land $14,000 Building $152,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 141 North St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Dec 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 141 North St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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