141 Morgan St, Spindale, NC 28160 Property Records

Rutherford County property record for 141 Morgan St, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1963
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$117,500 (Mar 2021)
Tax Bill	$995 (2022)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1210130`

Property Details

APN / Parcel Number

Primary APN	`1210130`
Alternative APN	`20312`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Heated Area
Utility Area	540 sqft
Utility Room	Utility Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1992
Exterior Material	Brick
Foundation Type	Block
Roof Type	Hip
Roof Material	Metal
Lot Area	14,810 sqft (0.339 acres)

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air

Location & Zoning

Account Number	20312
Street Address	141 MORGAN ST
City	SPINDALE
State	NC
Zip	28160-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	GPIN:1620195147090000; RES MORGAN ST
Legal Subdivision	RUPERT S EAVES
Legal Block	3
Legal Lot Number	33
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	1
Census Block	1011
Census Tract	960600

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	141 MORGAN ST, SPINDALE, NC 28160-2423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Aug 4, 2017	Deed of Trust, Mortgage · Line of Credit CAROLINA TR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Prior Sale	Dec 6, 2011
Deed Document Number	0020434421
Deed Book / Page	2043 / 4421
Record Updated	Jun 7, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Mar 16, 2021
Property Address	141 MORGAN ST, SPINDALE, NC 28160-2423
Document Number	0020434421
Book / Page	2043 / 4421
Map Reference	MB 252 PG 66
Instrument Date	Mar 15, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 PALMER PL, 6, GULFPORT, MS 39507-2240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 MORGAN ST, SPINDALE, NC 28160-2423

Mortgage

Document Number	0020434423
Date	Mar 16, 2021
Instrument	2043/4423

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	141 MORGAN ST, SPINDALE, NC 28160-2423
Document Number	0012550207
Book / Page	001255 / 000207
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 MORGAN ST SPINDALE NC 281602423, SPINDALE, NC 28160-2423

Mortgage

Document Number	0012550207
Date	Aug 9, 2017
Book Page	001255/000207
Instrument	1293

Lender

Name	CAROLINA TR BK
Type	Bank
Address	FOREST CITY, NC 28043

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$170,500 Land $10,000 Building $160,500	$170,500 Land $10,000 Building $160,500
2022	$995.00
2021	$995.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Pangaea Internet, T-Mobile.

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