141 Middle Dr, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 141 Middle Dr, Ben Lomond, CA 95005

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,628 sqft · built 1944
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Apr 2012)
Tax Bill	$6,040 (2025)
Deeds & Mortgages	May 2023 Line of Credit May 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`078-081-08`

Property Details

APN / Parcel Number

Primary APN	`078-081-08`
Alternative APN	`078-081-08-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,628 sqft Living Area
Gross Area	2,156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1964
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	78 sqft
Patio Area	78 sqft

Location & Zoning

Street Address	141 MIDDLE DR
City	BEN LOMOND
State	CA
Zip	95005-9216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	BROOK LOMOND 02 TR 49
Legal Lot Number	6
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1011
Census Tract	120301

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	141 MIDDLE DR, BEN LOMOND, CA 95005-9216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Intrafamily Transfer, Transfer · Line of Credit BAY FCU
May 8, 2023	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Mar 10, 2021	Intrafamily Transfer, Transfer
Mar 10, 2021	Intrafamily Transfer, Transfer
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2012 · Amount on Record
Deed Sale	Apr 2, 2012 · Amount on Record
Prior Sale	Jan 27, 2010 · Amount on Record
Deed Document Number	201215620
Last Transfer Date	Apr 29, 2020
Transfer Doc	0000008026
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 5, 2023
Property Address	141 MIDDLE DR, BEN LOMOND, CA 95005-9216
Document Number	0000007923
Map Reference	MB 27 PG 9
Instrument Date	Apr 28, 2023
Instrument	2023-0007923
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	141 MIDDLE DR, BEN LOMOND, CA 95005-9216

Mortgage

Document Number	0000007924
Date	May 5, 2023
Instrument	2023-0007924

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 8, 2023
Property Address	141 MIDDLE DR, BEN LOMOND, CA 95005-9216
Document Number	0000008026
Map Reference	MB 27 PG 9
Instrument Date	Apr 28, 2023
Instrument	2023-0008026
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	141 MIDDLE DR, BEN LOMOND, CA 95005-9216

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 10, 2021
Property Address	141 MIDDLE DR, BEN LOMOND, CA 95005-9216
Document Number	0000014419
Map Reference	MB 27 PG 9
Instrument Date	Apr 29, 2020
Instrument	2021-0014419
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	141 MIDDLE DR, BEN LOMOND, CA 95005-9216

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 10, 2021
Property Address	141 MIDDLE DR, BEN LOMOND, CA 95005-9216
Document Number	0000014418
Map Reference	MB 27 PG 9
Instrument Date	Apr 29, 2020
Instrument	2021-0014418
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	141 MIDDLE DR, BEN LOMOND, CA 95005-9216

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	141 MIDDLE DR, BEN LOMOND, CA 95005-9216
Document Number	0000007567
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	141 MIDDLE DR BEN LOMOND CA 950059216, BEN LOMOND, CA 95005-9216

Mortgage

Document Number	0000007567
Date	Mar 4, 2020
Instrument	7567

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 3, 2035

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,954 (+2%) Land $251,966 Building $235,988
2025	$6,040.00 (+4.92%)	$478,386 (+4.04%) Land $247,025 Building $231,361
2024	$5,757.00 (+0.03%)
2023	$5,755.00 (+2.44%)	$459,809 Land $237,433 Building $222,376	$508,320
2022	$5,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	20 (1980–2017)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 8 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Surfnet Communications.

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