Warren County and Phillipsburg Town property record for 141 Lock St, Phillipsburg, NJ 08865
| Property Type | Single Family Home |
|---|---|
| Details | 1,764 sqft · built 1968 |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Dec 2019) |
| Tax Bill | $7,363 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-02725-0000-00001 |
| Primary APN | 19-02725-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,764 sqft Living Area |
| 1st Floor Area | 1,764 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Construction Type | Frame |
| Lot Area | 7,928 sqft (0.182 acres) |
| Account Number | 5024 |
|---|---|
| Street Address | 141 LOCK ST |
| City | PHILLIPSBURG |
| State | NJ |
| Zip | 08865-3626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Subdivision | TOWN/PHILLIPSBURG |
| Legal Block | 2725 |
| Legal Lot Number | 1 |
| Jurisdiction | WARREN NJ |
| Township / Civil Division | PHILLIPSBURG |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 30800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
141 Lock St is owned and occupied by two individuals who bought it in December 2019.
Source: Warren County and Phillipsburg Town records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 141 LOCK ST, PHILLIPSBURG, NJ 08865-3626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Dec 23, 2019 | Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2019 · Amount on File |
| Deed Sale | Dec 23, 2019 · Amount on File |
| Prior Sale | Jun 8, 2005 · Amount on File |
| Deed Document Number | 2019521629 |
| Deed Book / Page | 3024 / 313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 141 LOCK ST, PHILLIPSBURG, NJ 08865-3626 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2023 |
| Title Company | NETCO |
| Name | Verified Name |
|---|
| Document Number | 007427/239 |
|---|---|
| Date | Jan 3, 2023 |
| Book Page | 7427/239 |
| Instrument | 2023-586810 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 141 LOCK ST, PHILLIPSBURG, NJ 08865-3626 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7033/281 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 7033/281 |
| Instrument | 2021-546021 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Dec 23, 2019 |
| Property Address | 141 LOCK ST, PHILLIPSBURG, NJ 08865-3626 |
| Document Number | 0000521629 |
| Book / Page | 003024 / 000313 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 521629 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 141 LOCK ST PHILLIPSBURG NJ 088653626, PHILLIPSBURG, NJ 08865-3626 |
| Document Number | 521630 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 006802/000090 |
| Instrument | 521630 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 22, 2049 |
The 2025 property tax bill for 141 Lock St was $7,363, up 2.9% from the year before.
Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Warren County |
| Municipality | Phillipsburg Town |
| Unified School District | Phillipsburg Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,500 (-) Land $44,300 Building $113,200 | $157,500 (-) Land $44,300 Building $113,200 | |
| 2025 | $7,363.00 (+2.86%) | $157,500 Land $44,300 Building $113,200 | $157,500 Land $44,300 Building $113,200 |
| 2024 | $7,158.00 | ||
| 2023 | $157,500 Land $44,300 Building $113,200 | $157,500 Land $44,300 Building $113,200 | |
| 2022 | $6,533.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 141 Lock St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1979–2010) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Oct 2010 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 141 Lock St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2025 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Service Electric Cable TV Cable | 1,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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