141 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 141 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,128 sqft · built 1997
Lot Size0.367 acres (15,987 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Sep 2005)
Tax Bill$2,474 (2025)
Deeds & MortgagesMay 2026 Mortgage
Aug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN18A 3 36

Property Details

APN / Parcel Number

Primary APN18A 3 36
Alternative APN
  • 1949

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,128 sqft Living Area
Gross Area3,612 sqft
1st Floor Area2,128 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2011
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,987 sqft (0.367 acres)
TerrainRolling
PorchSlab
Porch Area228 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1949
Street Address141 JEFFERSON DR
CityPALMYRA
StateVA
Zip22963-2202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionDB 651-861 MONTPELIER-3 LOT 36 16,000 SF
Legal SubdivisionMONTPELIER
Legal Block3
Legal Lot Number36
JurisdictionFLUVANNA VA
Township / Civil DivisionPALMYRA
Census Block Group1
Census Block1021
Census Tract20103

Owner

141 Jefferson Dr is owned and occupied by two individuals who bought it in September 2005.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record2 Individual Names on File
Mailing Address141 JEFFERSON DR, PALMYRA, VA 22963-2202
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage · FHA Mortgage
COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES
Aug 5, 2022Deed of Trust, Mortgage · FHA Mortgage
HUD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2005 · Amount on File
Deed SaleSep 16, 2005 · Amount on File
Deed Document Number20056323
Deed Book / Page651 / 861
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLUVANNA VA
Recording DateMay 20, 2026
Property Address141 JEFFERSON DR, PALMYRA, VA 22963-2202
Document Number0000001483
Instrument DateMay 12, 2026
Instrument20261483
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address141 JEFFERSON DR, PALMYRA, VA 22963-2202

Mortgage

Document Number0000001483,
DateMay 20, 2026
Instrument20261483
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term240 Months
DueSep 1, 2046
Interest
Rate6.3%
Max Rate-1%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLUVANNA VA
Property Address141 JEFFERSON DR, PALMYRA, VA 22963-2202
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220002878
DateAug 5, 2022
Instrument220002878
Lender
NameHUD
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 141 Jefferson Dr was $2,474, up 0.7% from the year before.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$327,700 (-) Land $30,000 Building $297,700$327,700 (-) Land $30,000 Building $297,700
2025$2,474.00 (+0.69%)$327,700 Land $30,000 Building $297,700$327,700 Land $30,000 Building $297,700
2024$2,457.00
2023$251,500 Land $30,000 Building $221,500$251,500 Land $30,000 Building $221,500
2022$2,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 141 Jefferson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 141 Jefferson Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE MONTICELLO
private · serves 12,943 people · EPA ID VA2065480
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Firefly Fiber Broadband
Fiber
1,000 / 1,000
Brightspeed
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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