Madison County property record for 141 Farthing Ln, Waco, KY 40385
| Property Type | Single Family Home |
|---|---|
| Details | 1,634 sqft |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (May 2026) |
| Tax Bill | $197 (2025) |
| Deeds & Mortgages | Feb 2020 Construction Loan Mar 2007 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0111-0000-0052-A |
| Primary APN | 0111-0000-0052-A |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,634 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 56,192 sqft (1.29 acres) |
| Total Buildings | 2 Buildings |
| Account Number | 59887 |
|---|---|
| Street Address | 141 FARTHING LN |
| City | WACO |
| State | KY |
| Zip | 40385-9532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1B (1.29 ACRES) |
| Legal Subdivision | PEOPLES BANK |
| Legal Lot Number | 1B |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 11103 |
Source: Madison County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 141 FARTHING LN, WACO, KY 40385-9532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 10, 2020 | Deed of Trust, Mortgage · Construction Mortgage FIRST SOUTHERN NATIONAL BANK |
| Mar 15, 2007 | Deed of Trust, Mortgage · Conventional Mortgage DELTA FUNDING CORP |
| May 11, 2026 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 14, 2010 | Special Warranty Deed, Transfer |
| Apr 14, 2010 | Commissioner's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on Record |
| Deed Sale | May 11, 2026 · Amount on Record |
| Prior Sale | Apr 14, 2010 · Amount on Record |
| Deed Document Number | 202614347004 |
| Deed Book / Page | 882 / 501 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 141 FARTHING LN, WACO, KY 40385-9532 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | M01917/346 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | M01917/346 |
| Instrument | 2014007018 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 10, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 141 FARTHING LN, WACO, KY 40385-9532 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1167/665 |
|---|---|
| Date | Mar 15, 2007 |
| Book Page | M1167/665 |
| Instrument | 384939 |
| Name | DELTA FUNDING CORP |
|---|---|
| Type | Subprime Lender |
| Address | WOODBURY, NY 11797 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 11, 2026 |
| Property Address | 141 FARTHING LN, WACO, KY 40385-9532 |
| Document Number | 0014347004 |
| Book / Page | 882 / 501 |
| Instrument Date | May 7, 2026 |
| Instrument | 2026.14347004 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29,290.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 141 FARTHING LN, WACO, KY 40385-9532 |
| Document Number | 0014347004, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 2466/295 |
| Instrument | 2026.14347004 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 14, 2010 |
| Property Address | 141 FARTHING LN, WACO, KY 40385-9532 |
| Document Number | 00D655/615 |
| Book / Page | D655 / 615 |
| Map Reference | CAB18 SL369 |
| Instrument Date | Apr 1, 2010 |
| Instrument | 441945 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1000 TECHNOLOGY DR, O FALLON, MO 63368-2239 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 141 FARTHING LN, WACO, KY 40385-9532 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 14, 2010 |
| Property Address | 141 FARTHING LN, WACO, KY 40385-9532 |
| Document Number | 00D655/611 |
| Book / Page | D655 / 611 |
| Map Reference | CAB18 SL369 |
| Instrument Date | Feb 11, 2010 |
| Instrument | 441943 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1000 TECHNOLOGY DR, O FALLON, MO 63368-2239 |
| Investor | Possibly a Property Investor |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $197.00 (-13.97%) Homeowner's exemption | $70,000 (-) | $70,000 (-) |
| 2023 | $229.00 Homeowner's exemption | $70,000 | $70,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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