141 E Commons Dr, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 141 E Commons Dr, Saint Simons Island, GA 31522

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,208 sqft · built 2020
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Mar 2005)
Tax Bill	$9,852 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2019 Loan Modification + 1 more
Flood Zone	Zone AE (high risk)
APN	`04-11480`

Property Details

APN / Parcel Number

Primary APN	`04-11480`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,208 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	141 E COMMONS DR
City	SAINT SIMONS ISLAND
State	GA
Zip	31522-9780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	20 THE COMMONS PHS 6
Legal Subdivision	0028-00
Legal Phase	6
Legal Block	11
Legal Lot Number	159
Jurisdiction	GLYNN GA
Township / Civil Division	ST. SIMONS
Census Block Group	1
Census Block	1004
Census Tract	303

Owner

141 E Commons Dr is owned and occupied by two individuals who acquired it in October 2008.

Source: Glynn County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	141 E COMMONS DR, SAINT SIMONS ISLAND, GA 31522-9780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage QUICKEN LNS
Dec 17, 2019	Loan Modification, Mortgage SOUTHEASTERN BK
May 28, 2019	Grant Deed, Construction Loan · Line of Credit SOUTHEASTERN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2005 · Amount on File
Deed Sale	Mar 10, 2005 · Amount on File
Deed Document Number	20051292
Deed Book / Page	1626 / 141
Last Transfer Date	Oct 15, 2008
Transfer Doc	0024970032
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLYNN GA
Property Address	141 E COMMONS DR, ST SIMONS ISLAND, GA 31522-9780
Document Number	0043270077
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	141 E COMMONS DR ST SIMONS ISLAND GA 315229780, ST SIMONS ISLAND, GA 31522-9780

Mortgage

Document Number	0043270077
Date	Nov 20, 2020
Book Page	004327/000077

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2050

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GLYNN GA
Property Address	141 E COMMONS DR, ST SIMONS ISLAND, GA 31522-9780
Document Number	0041350200
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 E COMMONS DR ST SIMONS ISLAND GA 315229780, ST SIMONS ISLAND, GA 31522-9780

Mortgage

Document Number	0041350200
Date	Dec 27, 2019
Book Page	004135/000200
Instrument	13734

Lender

Name	SOUTHEASTERN BK
Type	Bank
Address	SAINT SIMONS ISLAND, GA 31522

Agreement

Amount	Amount on Record
Term	12 Months
Due	Dec 26, 2020

May 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	GLYNN GA
Recording Date	May 28, 2019
Property Address	141 E COMMONS DR, ST SIMONS ISLAND, GA 31522-9780
Document Number	0040370139
Book / Page	004037 / 000139
Instrument Date	May 17, 2019
Transaction Type	Construction Loan
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	141 E COMMONS DR ST ST SIMONS ISLAND GA 31522, ST SIMONS ISLAND, GA 31522

Mortgage

Document Number	40370141
Date	May 28, 2019
Book Page	004037/000141

Lender

Name	SOUTHEASTERN BK
Type	Bank
Address	SAINT SIMONS ISLAND, GA 31522

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 27, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 141 E Commons Dr was $9,852.

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Glynn County
Unified School District	Glynn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,852.00	$392,840 (-) Land $46,000 Building $346,840	$982,100 (-) Land $115,000 Building $867,100
2025	$9,852.00	$392,840 Land $46,000 Building $346,840	$982,100 Land $115,000 Building $867,100
2023		$378,320 (+40.1%) Land $43,600 Building $334,720	$945,800 (+40.1%) Land $109,000 Building $836,800
2022	$6,772.00	$270,040 Land $34,000 Building $236,040	$675,100 Land $85,000 Building $590,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 141 E Commons Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 572 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	687 units insured incl. 115 condo units
Nearby Flood Claims	35 (2005–2024)
Claims Outside the SFHA	3 of 35
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 26 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 141 E Commons Dr is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 97.9% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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