141 Cherry Laurel Ln, Ridgeland, MS 39157 Property Records

Madison County property record for 141 Cherry Laurel Ln, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,712 sqft · built 2003
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on File
Last Sale	$521,300 (Oct 2012)
Tax Bill	$5,351 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071F-23B-092`

Property Details

APN / Parcel Number

Primary APN	`071F-23B-092`
Alternative APNs	`071F-23B-092/00.00` `5248`

Interior

Full Baths	5 Baths
Total Rooms	7 Rooms
Building Area	4,712 sqft Adjusted Area
Gross Area	2,774 sqft
1st Floor Area	2,774 sqft
2nd Floor Area	1,695 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Roof Type	Hip
Roof Material	Asphalt
Lot Area	32,234 sqft (0.74 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	5248
Street Address	141 CHERRY LAUREL LN
City	RIDGELAND
State	MS
Zip	39157-8623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 133 BRIDGEWATER FOUR D@37 CONTAINING 0.74 AC
Legal Range	01E
Legal Township	07N
Legal Section	23
Legal Subdivision	BRIDGEWATER 04
Legal Lot Number	133
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2008
Census Tract	30205

Owner

141 Cherry Laurel Ln is owned and occupied by two individuals who bought it in October 2012.

Source: Madison County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	141 CHERRY LAUREL LN, RIDGELAND, MS 39157-8623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Oct 8, 2020	Deed of Trust, Mortgage BANCORPSOUTH
Mar 26, 2018	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2012 · Amount on File
Deed Sale	Oct 12, 2012 · Amount on File
Deed Document Number	2012687123
Deed Book / Page	2852 / 66
Prior Transfer Date	Sep 24, 2012
Prior Transfer Doc	2852/066
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	141 CHERRY LAUREL LN, RIDGELAND, MS 39157-8623
Transaction Type	Mortgage
Record Updated	May 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 CHERRY LAUREL LN, RIDGELAND, MS 39157-8623

Mortgage

Document Number	0004320/61
Date	Apr 13, 2023
Book Page	4320/61
Instrument	980063

Lender

Name	CADENCE BANK NA
Type	Bank
Address	JACKSON, MS 39201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	141 CHERRY LAUREL LN, RIDGELAND, MS 39157-8623
Document Number	0000907803
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	141 CHERRY LAUREL LN RIDGELAND MS 391578623, RIDGELAND, MS 39157-8623

Mortgage

Document Number	0000907803
Date	Oct 14, 2020
Book Page	003929/000092
Instrument	907803

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 13, 2035

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	141 CHERRY LAUREL LN, RIDGELAND, MS 39157-8623
Document Number	0000836193
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 CHERRY LAUREL CIR RIDGELAND MS 391578623, RIDGELAND, MS 39157-8623

Mortgage

Document Number	0000836193
Date	Apr 2, 2018
Book Page	003585/000285
Instrument	836193

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 1, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 141 Cherry Laurel Ln was $5,351 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,351.00 Homeowner's exemption	$52,443	$524,430 Land $90,000 Building $434,430
2024	$5,351.00
2023	$5,351.00 Homeowner's exemption	$52,443	$524,430 Land $90,000 Building $434,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 141 Cherry Laurel Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 141 Cherry Laurel Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: NETSPEEDMS.

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