Madison County property record for 141 Bend Rd, Waco, KY 40385
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $152,900 (Jul 2021) |
| Tax Bill | $1,441 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0118-0000-0040 |
| Primary APN | 0118-0000-0040 |
|---|---|
| Alternative APNs |
|
| Account Number | 42590 |
|---|---|
| Street Address | 141 BEND RD |
| City | WACO |
| State | KY |
| Zip | 40385-9711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SFD |
| Legal Subdivision | BEND ROAD |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 11002 |
Source: Madison County records · APN 0118-0000-0040
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 141 BEND RD, WACO, KY 40385-9711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2018 | Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD MORTGAGE CO |
| Jan 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA |
| Jul 28, 2021 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 28, 2021 · Amount on Record |
| Deed Sale | Jul 28, 2021 · Amount on Record |
| Prior Sale | Mar 30, 2006 · Amount on Record |
| Deed Document Number | 2014045965 |
| Deed Book / Page | D809 / 195 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 141 BEND RD, WACO, KY 40385-9711 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | JETT TITLE |
| Name | Verified Name |
|---|
| Document Number | M01811/260 |
|---|---|
| Date | Jun 27, 2018 |
| Book Page | M01811/260 |
| Instrument | 2013977876 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 141 BEND RD, WACO, KY 40385-9711 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01915/274 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | M01915/274 |
| Instrument | 2014006394 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 28, 2021 |
| Property Address | 141 BEND RD, WACO, KY 40385-9711 |
| Document Number | 00D809/195 |
| Book / Page | D809 / 195 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 2014045965 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $153.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 141 BEND RD, WACO, KY 40385-9711 |
| Name | Verified Name |
|---|---|
| Address | 141 BEND RD, WACO, KY 40385-9711 |
| Investor | Possibly a Property Investor |
| Document Number | 2014045966 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2014045966 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,441.00 (-2.83%) Additional exemption filed | $152,900 (-) | $152,900 (-) |
| 2023 | $1,483.00 | $152,900 | $152,900 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (2021–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 13 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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