Pender County property record for 141 Atkinson Rd, Surf City, NC 28445
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,296 sqft · built 2022 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on Record |
| Last Sale | $250,000 (Jul 2018) |
| Tax Bill | $5,047 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Apr 2021 Construction Loan + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 4234-14-5603-0000 |
| Primary APN | 4234-14-5603-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,296 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Cottage |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 80 ft deep x 50 ft wide |
| Pool Area | 360 sqft |
|---|---|
| Deck Area | 856 sqft |
| Cabin | Cabin |
| Canopy | 96 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000043757 |
|---|---|
| Street Address | 141 ATKINSON RD |
| City | SURF CITY |
| State | NC |
| Zip | 28445-6791 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SEEMAP |
| Legal Description | LT 1 PB 56/39 PENINSULA @ TOPSAIL |
| Legal Subdivision | PENINSULA AT TOPSAIL |
| Legal Lot Number | 1 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 920106 |
Source: Pender County records, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 207 N SEA LILY CT, HAMPSTEAD, NC 28443-3571 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Apr 22, 2021 | Intrafamily Transfer, Transfer · Construction Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jul 13, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 7, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2018 · Amount on Record |
| Deed Sale | Jul 13, 2018 · Amount on Record |
| Prior Sale | Jul 1, 2015 · Amount on Record |
| Deed Book / Page | 4668 / 2158 |
| Last Transfer Date | Apr 22, 2021 |
| Transfer Doc | 0020082276 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 141 ATKINSON RD, SURF CITY, NC 28445-6791 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0047961815 |
|---|---|
| Date | Aug 26, 2022 |
| Book Page | 4796/1815 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.95% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 8.95% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Apr 22, 2021 |
| Property Address | 141 ATKINSON RD, SURF CITY, NC 28445-6791 |
| Document Number | 0047491591 |
| Book / Page | 4749 / 1591 |
| Map Reference | MB 56 PG 39 |
| Instrument Date | Apr 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 N SEA LILY CT, HAMPSTEAD, NC 28443-3571 |
| Name | Verified Name |
|---|---|
| Address | 207 N SEA LILY CT, HAMPSTEAD, NC 28443-3571 |
| Document Number | 0047491594 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 4749/1594 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jul 13, 2018 |
| Property Address | 141 ATKINSON RD, SURF CITY, NC 28445-6791 |
| Document Number | 0046682158 |
| Book / Page | 004668 / 002158 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 20038986 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $500.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 207 N SEA LILY CT HAMPSTEAD NC 284433571, HAMPSTEAD, NC 28443-3571 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Mar 7, 2018 |
| Property Address | 141 ATKINSON RD, SURF CITY, NC 28445-6791 |
| Document Number | 0046601335 |
| Book / Page | 004660 / 001335 |
| Instrument Date | Feb 15, 2018 |
| Instrument | 20034138 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2012 SUNNY LN ASHEBORO NC 272057256, ASHEBORO, NC 27205-7256 |
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Municipality | Surf City Town |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,047.00 (+88.46%) | $1,149,060 (+88.96%) Land $267,000 Building $882,060 | $1,149,060 (+88.96%) Land $267,000 Building $882,060 |
| 2023 | $608,092 (+67.45%) Land $361,448 Building $246,644 | $608,092 (+67.45%) Land $361,448 Building $246,644 | |
| 2022 | $2,678.00 | $363,148 Land $361,448 Building $1,700 | $363,148 Land $361,448 Building $1,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 2,399 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2,712 units insured incl. 313 condo units |
| Nearby Flood Claims | 661 (1986–2024) |
| Claims Outside the SFHA | 6 of 661 |
| Most Recent Claim | Sep 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SURF CITY serves 9,730 people · EPA ID NC0471015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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