14099 92nd Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 14099 92nd Ave, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,333 sqft · built 2005
Lot Size	6.16 acres (268,330 sqft)
Owner	Individual Name on File
Last Sale	$500 (Dec 2009)
Tax Bill	$4,192 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-029-0906`

Property Details

APN / Parcel Number

Primary APN	`02-029-0906`

Interior

Building Area	1,333 sqft Total Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	268,330 sqft (6.16 acres)
Garage Type	Mixed
Garage Area	3,876 sqft
Parking Spaces	12 Parking Spaces
Porch	Slab
Deck Area	352 sqft

Location & Zoning

Street Address	14099 92ND AVE
City	MILACA
State	MN
Zip	56353-4643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 650.02 FT OF W 412.51 FT AS MEAS ON S LINE OF TR, OF SE OF SE SEE REV TR C, & TRACT E OF 7/25/01 SURVEY
Legal Range	26
Legal Township	38
Legal Section	29
Legal Tract	C
Jurisdiction	MILLE LACS MN
Township / Civil Division	BORGHOLM
Census Block Group	1
Census Block	1038
Census Tract	170400

Owner

14099 92nd Ave is owned and occupied by an individual who bought it in December 2009.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	14099 92ND AVE, MILACA, MN 56353-4643
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Line of Credit SPIRE CU
Feb 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2009 · Amount on File
Deed Sale	Dec 2, 2009 · Amount on File
Prior Sale	Sep 15, 2005 · Amount on File
Deed Document Number	2009359343
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	14099 92ND AVE, MILACA, MN 56353-4643
Transaction Type	Mortgage
Record Updated	Feb 22, 2023
Title Company	EC TITLE SERVICES, CU TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A434973
Date	Jan 25, 2023
Instrument	A434973

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	132 Months
Due	Jan 15, 2033

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	14099 92ND AVE, MILACA, MN 56353-4643
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A399502
Date	Feb 24, 2017
Instrument	A399502

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	14099 92ND AVE, MILACA, MN 56353-4643
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	HOME SECURITY ABSTRACT & TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A422602
Date	Feb 10, 2021
Instrument	A422602

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	14099 92ND AVE, MILACA, MN 56353-4643
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	HOME SECURITY ABSTRACT & TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A414406
Date	Nov 22, 2019
Instrument	A414406

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2039

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 14099 92nd Ave was $4,192, down 6.4% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Borgholm Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,192.00 (-6.39%)	$381,000 (+11.05%) Land $97,800 Building $283,200	$381,000 (+11.05%) Land $97,800 Building $283,200
2025	$4,478.00 Homeowner's exemption	$343,100 Land $84,600 Building $258,500	$343,100 Land $84,600 Building $258,500
2023	$4,332.00	$372,600 Land $56,300 Building $316,300	$372,600 Land $56,300 Building $316,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14099 92nd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14099 92nd Ave is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 72% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250
GigFire Fixed Wireless	150 / 130

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