Hardin County property record for 14098 State Rte 81, Dunkirk, OH 45836
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,095 sqft |
| Lot Size | 4.09 acres (178,160 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $156,000 (Jan 2013) |
| Tax Bill | $2,753 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-100033.0000 |
| Primary APN | 01-100033.0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,095 sqft Living Area |
| 1st Floor Area | 1,391 sqft |
| Upper Floors Area | 704 sqft |
| Basement Area | 220 sqft |
| Unfinished Basement | 220 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 178,160 sqft (4.09 acres) |
| Lean-To | 560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 14098 STATE ROUTE 81 |
|---|---|
| City | DUNKIRK |
| State | OH |
| Zip | 45836-9720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT N1/2 W1/2 NW1/4 SW1/4 4.086A |
| Jurisdiction | HARDIN OH |
| Township / Civil Division | BLANCHARD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 300 |
Source: Hardin County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14098 STATE ROUTE 81, DUNKIRK, OH 45836-9720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · Line of Credit HSLC |
| Mar 5, 2020 | Deed of Trust, Mortgage · Line of Credit THE HOME SVGS & LOAN CO OF YOUNGSTOWN OH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2013 · Amount on Record |
| Deed Sale | Jan 31, 2013 · Amount on Record |
| Prior Sale | Nov 22, 2006 · Amount on Record |
| Deed Document Number | 201370832 |
| Deed Book / Page | 512 / 1696 |
| Last Transfer Date | Sep 27, 2016 |
| Transfer Doc | 00539/1200 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN OH |
| Property Address | 14098 STATE ROUTE 81, DUNKIRK, OH 45836-9720 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000566/201 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 566/201 |
| Instrument | 2022003186 |
| Name | HSLC |
|---|---|
| Type | Non-Lending Institution |
| Address | KENTON, OH 43326 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 14, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN OH |
| Property Address | 14098 STATE ROUTE 81, DUNKIRK, OH 45836-9720 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00555/3859 |
|---|---|
| Date | Mar 5, 2020 |
| Book Page | 555/3859 |
| Instrument | 202000000633 |
| Name | THE HOME SVGS & LOAN CO OF YOUNGSTOWN OH |
|---|---|
| Type | Mortgage Company |
| Address | KENTON, OH 43326 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 27, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hardin County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hardin County |
| County Subdivision | Blanchard Township |
| Unified School District | Hardin Northern Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,753.00 (-2.62%) | $81,730 (-) Land $9,820 Building $71,910 | |
| 2024 | $2,827.00 (+0.78%) | $81,730 (-) Land $9,820 Building $71,910 | |
| 2023 | $2,805.00 (+1.04%) | $81,730 (+27.8%) Land $9,820 Building $71,910 | $233,520 (+27.8%) Land $28,060 Building $205,460 |
| 2022 | $2,776.00 | $63,950 Land $7,160 Building $56,790 | |
| 2020 | $182,720 Land $20,460 Building $162,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 9, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| HDER Link Fixed Wireless | 500 / 500 |
| Watch TV Fixed Wireless | 400 / 40 |
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