14098 Bridlegate Dr, Union, KY 41091 Property Records

Boone County property record for 14098 Bridlegate Dr, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	2,236 sqft · built 2020
Lot Size	0.206 acres (8,973 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Dec 2024)
Tax Bill	$5,886 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Apr 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`064.29-07-130.00`

Property Details

APN / Parcel Number

Primary APN	`064.29-07-130.00`
Alternative APN	`52878`

Interior

Stories	1 Story
Building Area	2,236 sqft Finished Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Lot Area	8,973 sqft (0.206 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14098 BRIDLEGATE DR
City	UNION
State	KY
Zip	41091-7593
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 130 SEC 29 BLK E TRIPLE CROWN COUNTRY CLUB
Legal Subdivision	TRIPLE CROWN COUNTRY CLUB
Legal Block	E
Legal Lot Number	130
Jurisdiction	BOONE KY
Township / Civil Division	WALTON
Census Block Group	1
Census Block	1000
Census Tract	70605

Owner

Source: Boone County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14098 BRIDLEGATE DR, UNION, KY 41091-7593
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit HERITAGE SOUTHEAST BANK
Dec 17, 2024	Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Sep 30, 2020	Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY MORTGAGE LLC
May 7, 2020	Deed, Construction Loan

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2024 · Amount on Record
Deed Sale	Dec 17, 2024 · Amount on Record
Prior Sale	Sep 30, 2020 · Amount on Record
Deed Document Number	20241090902
Deed Book / Page	1232 / 752
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Recording Date	Oct 1, 2026
Property Address	14098 BRIDLEGATE DR, UNION, KY 41091-7593
Document Number	0001627649
Book / Page	4959 / 971
Instrument Date	Sep 18, 2026
Instrument	20261627649
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14098 BRIDLEGATE DR, UNION, KY 41091-7593
Investor	Possibly a Property Investor

Mortgage

Document Number	0001627649,
Date	Oct 1, 2026
Book Page	4959/971
Instrument	20261627649

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2056

Interest

Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	14098 BRIDLEGATE DR, UNION, KY 41091-7593
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14098 BRIDLEGATE DR, UNION, KY 41091-7593

Mortgage

Document Number	0M4587/842
Date	Apr 4, 2022
Book Page	M4587/842
Instrument	867950

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	UNION, KY 41091

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE KY
Recording Date	Dec 17, 2024
Property Address	14098 BRIDLEGATE DR, UNION, KY 41091-7593
Document Number	0D1232/752
Book / Page	D1232 / 752
Map Reference	CAB 6 PG 240
Instrument Date	Dec 6, 2024
Instrument	1090902
Transaction Type	Transfer
Record Updated	Nov 24, 2025
Title Company	PRECISE TITLE SERVICES INC, PRECISE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7537 THUNDER RIDGE DR, FLORENCE, KY 41042-8269

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14098 BRIDLEGATE DR, UNION, KY 41091-7593
Investor	Possibly a Property Investor

Mortgage

Document Number	0001090903
Date	Dec 17, 2024
Instrument	1090903

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

September 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BOONE KY
Recording Date	Sep 30, 2020
Property Address	14098 BRIDLEGATE DR, UNION, KY 41091-7593
Document Number	0D1152/611
Book / Page	D1152 / 611
Map Reference	CAB 6 PG 240
Instrument Date	Sep 22, 2020
Instrument	814006
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 24, 2025
Title Company	HOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGENCY LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, EDGEWOOD, KY 41018-3593

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	14098 BRIDGLEGATE DRIVE, UNION, KY 41091-7593

Mortgage

Document Number	0000814007
Date	Sep 30, 2020
Instrument	814007

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2020: Deed, Construction Loan

Document Type	Deed
Jurisdiction	BOONE KY
Recording Date	May 7, 2020
Property Address	14098 BRIDLEGATE DR, UNION, KY 41091-7593
Document Number	00D1144/14
Book / Page	D1144 / 14
Map Reference	CAB 6 PG 240
Instrument Date	Apr 27, 2020
Instrument	800808
Transaction Type	Construction Loan
Record Updated	Nov 24, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,886.00 (+43.35%)	$520,000 (+46.77%) Land $75,000 Building $445,000
2024			$520,000 (+46.77%) Land $75,000 Building $445,000
2023	$4,106.00 (+3.24%)	$354,300 (-) Land $60,000 Building $294,300	$354,300 (-) Land $60,000 Building $294,300
2022	$3,977.00	$354,300 Land $60,000 Building $294,300	$354,300 Land $60,000 Building $294,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

14098 Bridlegate Dr, Union, KY 41091 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2024: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Deed, Construction Loan

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Bridlegate Dr

Nearby Streets

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