Palm Beach County property record for 14097 Paverstone Ter, Delray Beach, FL 33446
| Property Type | Zero Lot Line |
|---|---|
| Details | 4 bd · 3 ba · 2,656 sqft · built 2016 |
| Lot Size | 0.096 acres (4,208 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $507,500 (Jun 2019) |
| Tax Bill | $6,981 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Oct 2022 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-42-46-08-04-000-1950 |
| Primary APN | 00-42-46-08-04-000-1950 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,656 sqft Living Area |
| Gross Area | 3,328 sqft |
| 1st Floor Area | 1,197 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Tile |
| Lot Area | 4,208 sqft (0.096 acres) |
| Porch | Open Porch |
| Patio Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 14097 PAVERSTONE TER |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33446-2251 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Zero Lot Line |
| Local Zoning Code | PUD |
| Legal Description | ATLANTIC COMMONS PL 5 LT 195 |
| Legal Range | 42 |
| Legal Township | 46 |
| Legal Section | 08 |
| Legal Subdivision | ATLANTIC COMMONS PL 5 |
| Legal Lot Number | 195 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOYNTON BEACH-DELRAY BEACH |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 5934 |
14097 Paverstone Ter, a zero lot line, is owned and occupied by two individuals who bought it in June 2019.
Source: Palm Beach County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14097 PAVERSTONE TER, DELRAY BEACH, FL 33446-2251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Oct 7, 2022 | Deed of Trust, Mortgage · Line of Credit INTELLILOAN INC |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2019 · Amount on File |
| Deed Sale | Jun 3, 2019 · Amount on File |
| Prior Sale | Mar 16, 2016 · Amount on File |
| Deed Document Number | 20190199803 |
| Deed Book / Page | 30652 / 0255 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 14097 PAVERSTONE TER, DELRAY BEACH, FL 33446-2251 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 14097 PAVERSTONE TER, DELRAY BEACH, FL 33446-2251 |
| Document Number | 0360240287 |
|---|---|
| Date | Sep 25, 2025 |
| Book Page | 36024/287 |
| Instrument | 20250341349 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 14097 PAVERSTONE TER, DELRAY BEACH, FL 33446-2251 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 14097 PAVERSTONE TER, DELRAY BEACH, FL 33446-2251 |
| Document Number | 0339131966 |
|---|---|
| Date | Oct 26, 2022 |
| Book Page | 33913/1966 |
| Instrument | 20220429808 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 21, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 14097 PAVERSTONE TER, DELRAY BEACH, FL 33446-2251 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2022 |
| Title Company | ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 14097 PAVERSTONE TER, DELRAY BEACH, FL 33446-2251 |
| Document Number | 0338731983 |
|---|---|
| Date | Oct 7, 2022 |
| Book Page | 33873/1983 |
| Instrument | 20220404274 |
| Name | INTELLILOAN INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92799 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 14097 PAVERSTONE TER, DELRAY BEACH, FL 33446-2251 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Title Company | FIRST SOURCE TITLE AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0314460345 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 31446/345 |
| Instrument | 20200178147 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 14097 PAVERSTONE TER, DELRAY BEACH, FL 33446-2251 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 14097 PAVERSTONE TER, WEST DELRAY BEACH, FL 33446-2251 |
| Document Number | 0321531744 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 32153/1744 |
| Instrument | 20210048187 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Jun 3, 2019 |
| Property Address | 14097 PAVERSTONE TER, DELRAY BEACH, FL 33446-2251 |
| Document Number | 0306520255 |
| Book / Page | 030652 / 000255 |
| Instrument Date | May 30, 2019 |
| Instrument | 199803 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,552.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14097 PAVERSTONE TER DELRAY BEACH FL 334462251, DELRAY BEACH, FL 33446-2251 |
| Document Number | 306520258 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 030652/000258 |
| Instrument | 199804 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 2, 2049 |
The 2025 property tax bill for 14097 Paverstone Ter was $6,981 with a homeowner's exemption.
Source: Palm Beach County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,981.00 Homeowner's exemption | $441,201 | $645,011 Land $192,053 Building $452,958 |
| 2023 | $6,610.00 (+0.84%) Homeowner's exemption | $416,279 (+3%) | $701,579 (+16.45%) Land $247,427 Building $454,152 |
| 2022 | $6,555.00 Homeowner's exemption | $404,154 | $602,478 Land $192,251 Building $410,227 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14097 Paverstone Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 239 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 239 in force |
| Nearby Flood Claims | 6 (1999–2012) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2012 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14097 Paverstone Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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