14097 E 950th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 14097 E 950th Ave, Effingham, IL 62401 · Last verified August 2023

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1963
Square Footage	1,671 sqft Base Area
Lot Size	30,056 sqft (0.689 acres)
Garage	640 sqft
Occupancy	Owner Occupied
Last Sale	$189,000 (2020)
Tax Bill	$1,820.00 (2022)

Property Details

APN / Parcel Number

Primary APN	`14-10-016-038`

Interior

Building Area	1,671 sqft Base Area
Basement Area	975 sqft Basement

Exterior

Year Built	Built 1963
Construction Type	Frame Construction
Lot Area	30,056 sqft (0.689 acres)
Parking Spaces	2 Parking Spaces
Garage Area	640 sqft Garage

Location & Zoning

Street Address	14097 E 950TH AVE
City	EFFINGHAM
State	IL
Zip	62401-4840
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E 100FT OF W 400FT LYING E OF AND ADJACENT TO LOTS 1,2 & 3 RAYMOND HOOKS SUB 3593/36 3271/76 356/173
Legal Subdivision	RAYMOND HOOKS SUBDIVISION
Legal Lot Number	1-3
Jurisdiction	EFFINGHAM IL
Minor Civil Division	WATSON
Census Blockgroup	2
Census Block	2026
Census Tract	950500

Owner

Source: Effingham County records · APN 14-10-016-038

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14097 E 950TH AVE, EFFINGHAM, IL 62401-4840
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2017	Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK
Nov 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage DIETERICH BANK NA
Jul 28, 2020	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA
Jan 11, 2017	Executor's Deed, Transfer · Commercial Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Prior Sale	Jan 11, 2017 · Amount on Record
Deed Doc Number	202020004038
Deed Book / Page	3593 / 36
Record Refreshed	Jun 07, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14097 E 950TH AVE, EFFINGHAM, IL 62401-4840
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003327/020
Date	Aug 15, 2017
Book Page	3327/020
Instrument	201701703959

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14097 E 950TH AVE, EFFINGHAM, IL 62401-4840
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003513/148
Date	Nov 18, 2019
Book Page	3513/148
Instrument	201901904731

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate	3.92%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jul 28, 2020
Property Address	14097 E 950TH AVE, EFFINGHAM, IL 62401-4840
Document Number	0003593/36
Book / Page	3593 / 36
Instrument Date	Jul 23, 2020
Instrument	202020004038
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$283.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14097 E 950TH AVE, EFFINGHAM, IL 62401-4840

Mortgage

Document Number	202020004039
Date	Jul 28, 2020
Instrument	202020004039

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

January 2017: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jan 11, 2017
Property Address	14097 E 950TH AVE, EFFINGHAM, IL 62401-4840
Document Number	003271/076
Book / Page	3271 / 076
Instrument Date	Jan 10, 2017
Instrument	201701700168
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$201.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	116 N OLD WATSON RD, WATSON, IL 62473-1042

Mortgage

Document Number	201701700169
Date	Jan 11, 2017
Instrument	201701700169

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	162 Months
Due	Jul 09, 2030

Interest

Rate	3.37%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,820.00 Homeowner's exemption	$48,980 Land $2,140 Building $46,840	$146,940 Land $6,420 Building $140,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

14097 E 950th Ave, Effingham, IL 62401 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2017: Executor's Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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