14096 Gemini Rd, Sparta, WI 54656 Property Records

Monroe County property record for 14096 Gemini Rd, Sparta, WI 54656

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$100 (Jan 2024)
Tax Bill	$4,593 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`040-00296-1200`

Property Details

APN / Parcel Number

Primary APN	`040-00296-1200`
Alternative APN	`20417-12-2124500`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	14096 GEMINI RD
City	SPARTA
State	WI
Zip	54656-1400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 113 OF 31CSM090 #718458, LOCATED IN LOTS 13 & 15 OF 11CSM239 #464724; PRT OF NE14 OF NW14; ALSO AN ALSO 115TH INTEREST IN
Legal Range	04W
Legal Township	17N
Legal Section	12
Legal Lot Number	113
Jurisdiction	MONROE WI
Township / Civil Division	SPARTA
Census Block Group	1
Census Block	1237
Census Tract	950200

Owner

Source: Monroe County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14114 GEMINI RD, SPARTA, WI 54656-1467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Quit Claim Deed, Transfer MONROE CMNTY TITLE, MONROE COUNTY TITLE
Jan 22, 2024	Warranty Deed, Transfer · VA Mortgage CITIZENS FIRST BANK
Nov 13, 2018	Deed of Trust, Mortgage · Construction Mortgage TIMBERWOOD BANK
Nov 13, 2018	Deed of Trust, Mortgage · Construction Mortgage TIMBERWOOD BANK
Jul 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage TIMBERWOOD BANK
Jul 17, 2020	Deed of Trust, Mortgage · ARM BANK FIRST NATIONAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2024 · Amount on Record
Deed Sale	Jan 22, 2024 · Amount on Record
Deed Document Number	2024719059
Prior Transfer Date	Dec 21, 2010
Prior Transfer Doc	0000611033
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE WI
Recording Date	Jan 22, 2024
Property Address	14096 GEMINI RD, SPARTA, WI 54656-1400
Document Number	0000719059
Map Reference	MB 31 PG 090
Instrument Date	Jan 19, 2024
Instrument	719059
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	MONROE CMNTY TITLE, MONROE COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Jan 22, 2024
Property Address	14096 GEMINI RD, SPARTA, WI 54656-1400
Document Number	0000719061
Map Reference	MB 31 PG 090
Instrument Date	Jan 18, 2024
Instrument	719061
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	MONROE CMNTY TITLE, MONROE COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000719062
Date	Jan 22, 2024
Instrument	719062

Lender

Name	CITIZENS FIRST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	14096 GEMINI RD, SPARTA, WI 54656-1400
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	676933
Date	Nov 13, 2018
Instrument	676933

Lender

Name	TIMBERWOOD BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jan 7, 2024

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	14096 GEMINI RD, SPARTA, WI 54656-1400
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	676932
Date	Nov 13, 2018
Instrument	676932

Lender

Name	TIMBERWOOD BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2048

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	14096 GEMINI RD, SPARTA, WI 54656-1400
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	666384
Date	Jul 10, 2017
Instrument	666384

Lender

Name	TIMBERWOOD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 29, 2018

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	14096 GEMINI RD, SPARTA, WI 54656-1400
Transaction Type	Mortgage
Record Updated	Aug 5, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	690096
Date	Jul 17, 2020
Instrument	690096

Lender

Name	BANK FIRST NATIONAL
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.05%
Index	1-Year T-Bill

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Monroe County
County Subdivision	Sparta Town
Unified School District	Sparta Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,593.00 (+15.11%) Homeowner's exemption	$282,300 (-0.04%) Land $26,900 Building $255,400	$418,500 (+17.62%)
2023	$3,990.00 (-5.54%) Homeowner's exemption	$282,400 (-) Land $27,000 Building $255,400	$355,800 (+9.48%)
2022	$4,224.00 Homeowner's exemption	$282,400 Land $27,000 Building $255,400	$325,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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