Cherokee County property record for 14095 Co Rd 22, Centre, AL 35960
| Property Type | Other Improved |
|---|---|
| Details | built 2019 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $175 (2026) |
| Deeds & Mortgages | Mar 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-12-05-16-0-000-032.000 |
| Primary APN | 13-12-05-16-0-000-032.000 |
|---|---|
| Alternative APNs |
|
| Fireplaces | 1 Fireplace |
|---|---|
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 435,600 sqft (10 acres) |
| Shed | 1 Shed |
| Account Number | 23741 |
|---|---|
| Street Address | 14095 COUNTY ROAD 22 |
| City | CENTRE |
| State | AL |
| Zip | 35960-4443 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | COM @ NW COR NE/4 SW/4;E376 TO POB;S436;W319;S55;SELY ALG CO RD 22 545;ELY ALG CO RD 22 250;N145;E285;N194;NE210;N300;W367 TO |
| Legal Range | 11E |
| Legal Township | 10S |
| Legal Section | 16 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | SPRING GARDEN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 956101 |
14095 Co Rd 22 is owned and occupied by an individual who acquired it in January 2010.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14305 COUNTY ROAD 22, CENTRE, AL 35960-4326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 5, 2010 |
| Transfer Doc | 0000163046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 14095 COUNTY ROAD 22, CENTRE, AL 35960-4443 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 14095 COUNTY ROAD 22, CENTRE, AL 35960-4443 |
| Document Number | 0000232893 |
|---|---|
| Date | Mar 20, 2024 |
| Instrument | 232893 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | CENTRE, AL 35960 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 15, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 14095 Co Rd 22 was $175 with a homeowner's exemption, up 7.4% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175.00 (+7.36%) | ||
| 2025 | $163.00 (+12.41%) Homeowner's exemption | $4,080 (+6.81%) Land $3,620 Building $460 | $41,700 (+9.45%) Land $36,900 Building $4,800 |
| 2024 | $145.00 (-7.64%) Additional exemption filed | $3,820 (-) Land $3,360 Building $460 | $38,100 (-) Land $33,500 Building $4,600 |
| 2023 | $157.00 Homeowner's exemption | $3,820 (-) | $38,100 (-) Land $33,500 Building $4,600 |
| 2022 | $157.00 Homeowner's exemption | $3,820 Land $3,360 Building $460 | $38,100 Land $33,500 Building $4,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14095 Co Rd 22 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14095 Co Rd 22 is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 71% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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