McHenry County property record for 1409 Willow Ln, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · built 2006 |
| Lot Size | 0.271 acres (11,812 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $278,000 (Feb 2023) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-27-432-005 |
| Primary APN | 01-27-432-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Ribbed Aluminum |
| Lot Area | 11,812 sqft |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1409 WILLOW LN |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-3712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2005R0103305 LT 68 OAK GROVE CROSSING UNIT 2 |
| Legal Range | 05E |
| Legal Township | 46N |
| Legal Section | 27 |
| Legal Subdivision | OAK GROVE XING 02 |
| Legal Lot Number | 68 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 870301 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10477 RIDGE LN, MARENGO, IL 60152-9120 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2023 · Amount on Record |
| Deed Sale | Feb 23, 2023 · Amount on Record |
| Prior Sale | Dec 7, 2005 · Amount on Record |
| Deed Document Number | 2023R0003938 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Feb 23, 2023 |
| Property Address | 1409 WILLOW LN, HARVARD, IL 60033-3712 |
| Document Number | 0000003938 |
| Map Reference | DOC 2002R0063608 |
| Instrument Date | Feb 15, 2023 |
| Instrument | 2023R0003938 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $278.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10477 RIDGE LN, MARENGO, IL 60152-9120 |
| Document Number | 0000003939 |
|---|---|
| Date | Feb 23, 2023 |
| Instrument | 2023R0003939 |
| Name | LIFESTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $71,059 Land $11,670 Building $59,389 | $213,177 Land $35,010 Building $178,167 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Feb 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 50 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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