1409 Willow Ave, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 1409 Willow Ave, Chesapeake, VA 23325

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,207 sqft · built 1972
Lot Size0.172 acres (7,492 sqft)
OwnerIndividual Name on File
Last Sale$112,000 (Sep 2002)
Tax Bill$2,530 (2025)
Deeds & MortgagesOct 2014 Mortgage
Aug 2006 Mortgage
+ 2 more
APN0201001007140

Property Details

APN / Parcel Number

Primary APN0201001007140

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,207 sqft Living Area
1st Floor Area1,207 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeAttached
Garage Area598 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area90 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1409 WILLOW AVE
CityCHESAPEAKE
StateVA
Zip23325-3937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6: RESIDE
Legal Description24 BLK 53 N HGLDS SUB 1
Legal SubdivisionNORFOLK HIGHLANDS A & B & WHOLE MAP 20
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2003
Census Tract20003

Owner

1409 Willow Ave is owned and occupied by an individual who acquired it in December 2015.

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1409 WILLOW AVE, CHESAPEAKE, VA 23325-3937
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2014Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Aug 14, 2006Deed of Trust, Mortgage · ARM
COUNTRYWIDE HOME LOANS IN
Sep 8, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS LLC
Sep 8, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2002 · Amount on File
Deed SaleSep 10, 2002 · Amount on File
Deed Book / Page4683 / 30
Last Transfer DateDec 11, 2015
Transfer Doc9595/1000
Record UpdatedOct 29, 2026

October 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1409 WILLOW AVE, CHESAPEAKE, VA 23325-3937
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009443/667
DateOct 28, 2014
Book Page9443/667
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2044
Interest
Rate TypeFixed Rate

August 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1409 WILLOW AVE, CHESAPEAKE, VA 23325-3937
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number006688/561
DateAug 14, 2006
Book Page6688/561
Lender
NameCOUNTRYWIDE HOME LOANS IN
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueSep 1, 2036
Interest
Rate TypeAdjustable Rate
Rate7.88%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2008

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1409 WILLOW AVE, CHESAPEAKE, VA 23325-3937
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010441/338
DateSep 8, 2021
Book Page10441/338
Instrument210040985
Lender
NameQUICKEN LOANS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term356 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1409 WILLOW AVE, CHESAPEAKE, VA 23325-3937
Transaction TypeMortgage
Record UpdatedSep 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10441/338
DateSep 8, 2021
Book Page10441/338
Instrument210040985
Lender
NameQUICKEN LOANS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term356 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$266,100 (+6.23%) Land $125,000 Building $141,100$266,100 (+6.23%) Land $125,000 Building $141,100
2025$2,530.00 (+6.08%)$250,500 (+13.14%) Land $115,000 Building $135,500$250,500 (+13.14%) Land $115,000 Building $135,500
2024$2,385.00 (+23.9%)
2023$221,400 (+7.42%) Land $100,000 Building $121,400$221,400 (+7.42%) Land $100,000 Building $121,400
2022$206,100 Land $95,000 Building $111,100$206,100 Land $95,000 Building $111,100
2019$1,925.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1409 Willow Ave; there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims3 (2016–2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1409 Willow Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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