Pinellas County property record for 1409 Wicklow Dr, Palm Harbor, FL 34684
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,674 sqft · built 1985 |
| Lot Size | 0.164 acres (7,135 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Oct 2020) |
| Tax Bill | $4,419 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-758-4478-7 |
| Primary APN | C62-000-758-4478-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,674 sqft Living Area |
| Gross Area | 2,304 sqft |
| 1st Floor Area | 1,674 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,135 sqft (0.164 acres) |
| Lot Dimensions | 110 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R43472 |
|---|---|
| Street Address | 1409 WICKLOW DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-2431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD75 |
| Legal Description | HIGHLAND LAKES UNIT FIFTEEN PHASE 4 LOT 122 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 5 |
| Legal Subdivision | HIGHLAND LAKES |
| Legal Phase | 4 |
| Legal Tract | 38920 |
| Legal Lot Number | 122 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 27331 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1409 WICKLOW DR, PALM HARBOR, FL 34684-2431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit GROW FINANCIAL FEDERAL CREDIT UNION |
| Jul 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Oct 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2020 · Amount on Record |
| Deed Sale | Oct 1, 2020 · Amount on Record |
| Prior Sale | Jul 31, 2015 · Amount on Record |
| Deed Document Number | 2020292446 |
| Deed Book / Page | 21189 / 1531 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 17, 2026 |
| Property Address | 1409 WICKLOW DR, PALM HARBOR, FL 34684-2431 |
| Document Number | 0000104756 |
| Book / Page | 23528 / 2557 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026104756 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1409 WICKLOW DR, PALM HARBOR, FL 34684-2431 |
| Investor | Possibly a Property Investor |
| Document Number | 0000104756, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 23528/2557 |
| Instrument | 2026104756 |
| Name | GROW FINANCIAL FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.11% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1409 WICKLOW DR, PALM HARBOR, FL 34684-2431 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1409 WICKLOW DR, PALM HARBOR, FL 34684-2431 |
| Document Number | 0221292243 |
|---|---|
| Date | Jul 8, 2022 |
| Book Page | 22129/2243 |
| Instrument | 2022213267 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 1, 2020 |
| Property Address | 1409 WICKLOW DR, PALM HARBOR, FL 34684-2431 |
| Document Number | 0211891531 |
| Book / Page | 21189 / 1531 |
| Map Reference | MB 89 PG 27&28 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 2020292446 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13799 PARK BLVD # 211, 13799, LARGO, FL 33776-3402 |
| Name | Verified Name |
|---|---|
| Address | 1409 WICKLOW DR, PALM HARBOR, FL 34684-2431 |
| Document Number | 0211891533 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 21189/1533 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,419.00 (+5.79%) Homeowner's exemption | $277,013 (+5.99%) | $348,145 (+16.03%) Land $87,800 Building $260,345 |
| 2024 | $4,177.00 (+1.63%) | ||
| 2023 | $4,110.00 (+2.98%) Homeowner's exemption | $261,365 (+3%) | $300,039 (+5.24%) Land $109,486 Building $190,553 |
| 2022 | $3,991.00 Homeowner's exemption | $253,752 | $285,102 Land $135,813 Building $149,289 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
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