St. Joseph County property record for 1409 W Rishel Rd, Sturgis, MI 49091
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,135 sqft |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Nov 2023) |
| Tax Bill | $6,547 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Aug 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-660-038-00 |
| Primary APN | 052-660-038-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,135 sqft Building Perimeter |
| 1st Floor Area | 2,135 sqft |
| Basement Area | 2,135 sqft |
| Unfinished Basement | 2,135 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 20,038 sqft (0.46 acres) |
|---|---|
| Lot Dimensions | 160 ft deep x 125 ft wide |
| Garage Area | 648 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1409 W RISHEL RD |
|---|---|
| City | STURGIS |
| State | MI |
| Zip | 49091-9728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 38 WASHINGTON SQUARE ESTATES. CITY OF STURGIS |
| Legal Subdivision | WASHINGTON SQUARE ESTATES |
| Legal Lot Number | 38 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | STURGIS |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 40500 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1409 W RISHEL RD, STURGIS, MI 49091-9728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2023 | Warranty Deed, Transfer · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Aug 28, 2023 | Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2023 · Amount on Record |
| Deed Sale | Nov 8, 2023 · Amount on Record |
| Prior Sale | Apr 21, 2000 · Amount on Record |
| Deed Document Number | 20237997 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Nov 8, 2023 |
| Property Address | 1409 W RISHEL RD, STURGIS, MI 49091-9728 |
| Document Number | 2023007997 |
| Map Reference | LB 3 PG 78 |
| Instrument Date | Nov 7, 2023 |
| Instrument | 2023007997 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2023 |
| Title Company | OAK TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1409 W RISHEL RD, STURGIS, MI 49091-9728 |
| Name | Verified Name |
|---|---|
| Address | 1300 E CONGRESS ST, STURGIS, MI 49091-8800 |
| Document Number | 2023007998 |
|---|---|
| Date | Nov 8, 2023 |
| Instrument | 2023007998 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 1409 W RISHEL RD, STURGIS, MI 49091-9728 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1409 W RISHEL RD, STURGIS, MI 49091-9728 |
| Document Number | 2023006114 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 2023006114 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Sturgis City |
| Unified School District | Sturgis Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $170,600 (+32.56%) Land $10,200 Building $160,400 | $341,200 (+32.56%) Land $20,400 Building $320,800 | |
| 2025 | $6,547.00 Homeowner's exemption | ||
| 2023 | $128,700 Land $7,700 Building $121,000 | $257,400 Land $15,400 Building $242,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS serves 11,920 people · EPA ID MI0006440 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
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