Black Hawk County property record for 1409 W 1st St, Cedar Falls, IA 50613
| Property Type | Medical Building |
|---|---|
| Details | 4,147 sqft · built 1972 |
| Lot Size | 0.559 acres (24,350 sqft) |
| Owner | Company Name on File |
| Tax Bill | $26,872 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8914-11-207-008 |
| Primary APN | 8914-11-207-008 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 4,147 sqft Gross Area |
| 1st Floor Area | 4,147 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Construction Type | Concrete Block |
| Fire Resistance | Fireproof Steel Frame |
| Roof Material | Urethane Foam |
| Lot Area | 24,350 sqft (0.559 acres) |
| Lot Dimensions | 123 ft deep x 198 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1409 W 1ST ST |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-2115 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Medical Building |
| Legal Description | O E MULLARKYS ADDITION LOT 6 & LOT 7 AND LOT 8 BLK 7 EXC THAT PART DESC COM AT SE COR OF LOT 6 BLK 8 IN SAID ADD TH S 89 DEG |
| Legal Range | 14W |
| Legal Township | 89N |
| Legal Section | 11 |
| Legal Subdivision | O E MULLARKYS ADDITION |
| Legal Block | 7,8 |
| Legal Lot Number | 6-8 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 2200 |
1409 W 1st St, a commercial property, is owned by a company.
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 909 E SAN MARNAN DR, WATERLOO, IA 50702-5611 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1409 W 1ST ST, CEDAR FALLS, IA 50613-2115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000020267 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 202000020267 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 19, 2050 |
The 2025 property tax bill for 1409 W 1st St was $26,872, down 13.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,872.00 (-13.14%) | $961,570 Land $560,050 Building $401,520 | $961,570 Land $560,050 Building $401,520 |
| 2024 | $30,936.00 | ||
| 2023 | $1,084,160 (+97.35%) Land $560,050 Building $524,110 | $1,084,160 Land $560,050 Building $524,110 | |
| 2022 | $14,910.00 | $549,370 Land $111,800 Building $437,570 | |
| 2021 | $549,370 Land $111,800 Building $437,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1409 W 1st St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (1979–1999) |
| Most Recent Claim | Jul 1999 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1409 W 1st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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