1409 Stone Mill Ct, Winchester, VA 22601 Property Records

Winchester City property record for 1409 Stone Mill Ct, Winchester, VA 22601

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,108 sqft · built 2005
Lot Size	0.323 acres (14,070 sqft)
Owner	Individual Name on File
Last Sale	$514,900 (Jun 2020)
Tax Bill	$6,094 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`188-06-9`

Property Details

APN / Parcel Number

Primary APN	`188-06-9`
Alternative APNs	`13388` `8755`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,108 sqft Living Area
Gross Area	3,267 sqft
1st Floor Area	2,860 sqft
Basement Area	1,669 sqft
Unfinished Basement	1,669 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2017
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,070 sqft (0.323 acres)
Terrain	Rolling
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	296 sqft
Patio Area	414 sqft
Balcony Area	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8755
Street Address	1409 STONE MILL CT
City	WINCHESTER
State	VA
Zip	22601-6746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	MORLYN HILLS SD L-9 W S 1409 STONEMILL COURT
Legal Subdivision	MORLYN HILLS
Legal Lot Number	9
Jurisdiction	WINCHESTER CITY VA
Township / Civil Division	WINCHESTER
Census Block Group	4
Census Block	4014
Census Tract	202

Owner

Source: Winchester City records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1409 STONE MILL CT, WINCHESTER, VA 22601-6746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 16, 2018	Deed of Trust, Mortgage · ARM STATE FARM BANK FSB
Jun 25, 2020	Intrafamily Transfer, Transfer
Jun 8, 2020	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 5, 2019	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2020 · Amount on File
Deed Sale	Jun 8, 2020 · Amount on File
Prior Sale	Jun 24, 2016 · Amount on File
Deed Document Number	20201344
Last Transfer Date	Jun 22, 2020
Transfer Doc	0000001551
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CITY VA
Property Address	1409 STONE MILL CT, WINCHESTER, VA 22601-6746
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210003233
Date	Oct 1, 2021
Instrument	210003233

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CITY VA
Property Address	1409 STONE MILL CT, WINCHESTER, VA 22601-6746
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180000106
Date	Jan 16, 2018
Instrument	180000106

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Feb 1, 2025
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINCHESTER CITY VA
Recording Date	Jun 25, 2020
Property Address	1409 STONE MILL CT, WINCHESTER, VA 22601-6746
Document Number	200001551
Map Reference	DOC 020004319
Instrument Date	Jun 22, 2020
Instrument	200001551
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1409 STONE MILL CT, WINCHESTER, VA 22601-6746

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WINCHESTER CITY VA
Recording Date	Jun 8, 2020
Property Address	1409 STONE MILL CT, WINCHESTER, VA 22601-6746
Document Number	200001344
Map Reference	DOC 020004319
Instrument Date	Jun 4, 2020
Instrument	200001344
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200001345
Date	Jun 8, 2020
Instrument	200001345

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

March 2019: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WINCHESTER CITY VA
Recording Date	Mar 5, 2019
Property Address	1409 STONE MILL CT, WINCHESTER, VA 22601-6746
Document Number	190000386
Map Reference	DOC020004319
Instrument Date	Feb 27, 2019
Instrument	190000386
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	217 S WASHINGTON ST, WINCHESTER, VA 22601-4028

Tax Assessment & Valuation

Source: Winchester City assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Winchester City
Unified School District	Winchester City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,094.00	$766,600 (+14.15%) Land $95,000 Building $671,600
2025	$6,094.00 (+9.33%)		$766,600 (+14.15%) Land $95,000 Building $671,600
2023	$5,574.00 (+8.72%)	$671,600 Land $95,000 Building $576,600	$671,600 Land $95,000 Building $576,600
2022	$5,127.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICK WATER serves 46,206 people · EPA ID VA2069250
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

1409 Stone Mill Ct, Winchester, VA 22601 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2020: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2020: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2019: Gift Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Stone Mill Ct

Nearby Streets

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